1838 NE 145TH AVENUE ROAD, SILVER SPRINGS, FL, 34488
Active171 days on marketListed Feb 20, 2026MLS #O6384268
About this home
1838 NE 145TH AVENUE ROAD
ATTENTION! Bring your Mother in law because this LEGAL HORSE RANCH / FARM has 2 Homes on 3 Acres! The main front house is a 2/2 and the rear guest house is a 2 or 3/1…with separate addresses and utilities…rear guest house had a recent complete roof replacement and interior renovation…currently leased for $1,750.- month to a stable, middle aged couple thru July…2/2 front house is currently vacant and just freshly renovated inside and out…ready to move in for the new owner or lease it out for $2,000.- month…for sale by motivated, recently retired, Senior owner…this is a Grandfathered large animal farm / ranch for up to 12 horses…Veterinary clinic / Hospital…farm stand and other agricultural related businesses…RV and boat friendly!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,872
Sqft
3.01 ac
Lot size
1980
Year built
One
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,861 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,861/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Silver Springs actives
$201 vs $160
Days on market
171 vs 76 typical
Where $201/sqft sits among the 57 Silver Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silver Springs
Get to know Silver Springs. See the full Silver Springs guide →
SILVER SPRINGS 34488 — neighborhood snapshot
Population
11,525
Median age
45.8
Median income
$45,239
Median home value
$75,300
Avg household
2.27
Households w/ children
1,214
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Silver Springs market
$148K → $197K
Silver Springs median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
21 of 57
Silver Springs actives have cut their price
Median sold price, Silver Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 319% above the SILVER SPRINGS 34488 median. See the full Silver Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 1838 NE 145TH AVENUE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$175,000
17755 SE 27TH AVENUE · same community
3 bd · 2 ba · 1,654 sqft · $106/sqft · 1 DOM
Sold · Dec ’25$200,000
2209 SE 178TH STREET · same community
3 bd · 2 ba · 1,344 sqft · $149/sqft · 37 DOM
Sold · Jun ’26$215,000
16649 SE 23RD AVENUE · same community
3 bd · 2 ba · 1,144 sqft · $188/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1838 NE 145TH AVENUE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1838 NE 145TH AVENUE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1838 NE 145TH AVENUE ROAD FAQs
What would the monthly payment be for 1838 NE 145TH AVENUE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,861/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1838 NE 145TH AVENUE ROAD?+
The most recent tax bill on record (2025) was $3,864. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Silver Springs?+
At $375,950, this home is listed about 71% above the Silver Springs median of $220,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1838 NE 145TH AVENUE ROAD?+
East Marion Elementary School (elementary), Lake Weir High School (high), Fort McCoy School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$375,950 runs 319% above the SILVER SPRINGS 34488 median — but at 1,872 sqft it's also 43% larger than the typical Silver Springs listing.
02Time on market is leverage
171 days on market against a Silver Springs median of 76 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $399,950, now $375,950 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6384268.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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