COCHRAN ROAD, GENEVA, FL, 32732
Active150 days on marketListed Feb 20, 2026MLS #O6384219
About this home
COCHRAN ROAD
This 8.32 acre property consists of 2 adjoining parcels with a right-of-way splitting them down the middle. It is an opportunity to own rural acreage in a growing area of Geneva, FL in Seminole County. This property offers space, freedom, privacy, and long term value. Geneva is known for its wide open land, and quick access to Oviedo, Lake Mary, and Sanford while still feeling worlds away from crowded neighborhoods. A-5 zoning allows horses, cattle, goats, and similar animals, Agricultural operations, Barns and accessory farm structures. Large parcels in this area appeal to families who want room to spread out, store equipment, enjoy outdoor hobbies, and build exactly what they want without HOA restrictions. These parcels support custom homes, gardens, barns, workshops, and small scale agricultural use. With the Econ River and miles of natural surroundings nearby, the area is also ideal for anyone who enjoys fishing, kayaking, hiking, hunting, or having wildlife as part of daily life. As of this listing date, all 3 schools in this Seminole County district are A rated schools. Low crime rates, and limited supply of acreage make Geneva a strong long term investment. Land here holds its value because it’s protected by low density planning, and consistently in demand among buyers seeking privacy without sacrificing convenience. For builders, the property presents a strategic opportunity. 20 years ago the current owner started work to subdivide the property into eight 1-acre parcels. Time got away so this was never complete however the surveys with proposed plats are available upon request. If buyer wishes to pursue these revised plats they will need to work with the county to change zoning from A-5 to A-1. BUYER WILL NEED TO DO THEIR DUE DILIGENCE ON ZONING AND SUBDIVIDING. Whether you’re a homeowner looking for space, an investor seeking a land asset with long term upside, or a builder exploring a niche with high demand, this property checks every box. Opportunities like this don’t come around often in Seminole County. Please note that only +/-one hundredth of this property is flood zone A.
Facts & features
The home at a glance
8.32 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,631 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,631/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Geneva
Drive times from this address
Get to know Geneva. See the full Geneva guide →
GENEVA 32732 — neighborhood snapshot
Population
5,164
Median age
45
Median income
$112,222
Median home value
$466,500
Avg household
2.88
Households w/ children
477
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Geneva market
$465K → $686K
Geneva median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Geneva, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the GENEVA 32732 median. See the full Geneva market guide →
Paper trail
This home's history
Reality check
What actually sold near COCHRAN ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$380,000
Nearby listing · same community
3 bd · 1 ba · 900 sqft · $422/sqft · 14 DOM
Sold · Jan ’26$460,000
1431 NE 152nd Ter, North Miami Beach FL 33162 · same community
3 bd · 2 ba · 1,056 sqft · $436/sqft · 213 DOM
Sold · Feb ’26$320,000
432 NW 15th St, Florida City FL 33034 · same community
3 bd · 2 ba · 1,092 sqft · $293/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about COCHRAN ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for COCHRAN ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
COCHRAN ROAD FAQs
What would the monthly payment be for COCHRAN ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,631/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on COCHRAN ROAD?+
The most recent tax bill on record (2024) was $1,783. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Geneva?+
At $524,900, this home is listed about 38% below the Geneva median of $849,000. The market section on this page shows how the area is trending.
Which schools are assigned to COCHRAN ROAD?+
Geneva Elementary School (elementary), Chiles Middle School (middle), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$524,900 runs 15% above the GENEVA 32732 median.
02Time on market is leverage
150 days on market against a Geneva median of 69 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Geneva Elementary School, Chiles Middle School, Oviedo High School — Geneva Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $549,900, now $524,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DIBS REALTY, LLC · Thomas Swindell. MLS #O6384219.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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