5269 KILDARE PLACE, ST CLOUD, FL, 34771
Active154 days on marketListed Feb 19, 2026MLS #O6384165
Come see it
Upcoming open houses
Sat, Jul 25
12:00 PM – 5:00 PM
Clients/agents must visit model home at 5292 Goldfinch Drive, St. Cloud, FL, 34771, prior to visit.
Sun, Jul 26
12:00 PM – 5:00 PM
Clients/agents must visit model home at 5292 Goldfinch Drive, St. Cloud, FL, 34771, prior to visit.
Sat, Aug 1
12:00 PM – 5:00 PM
Clients/agents must visit model home at 5292 Goldfinch Drive, St. Cloud, FL, 34771, prior to visit.
Sun, Aug 2
12:00 PM – 5:00 PM
Clients/agents must visit model home at 5292 Goldfinch Drive, St. Cloud, FL, 34771, prior to visit.
About this home
5269 KILDARE PLACE
What's Special: Corner Lot | Close to Park | Game Room | Secondary Bedroom with Attached Bath. New Construction - February Completion! Built by America's Most Trusted Home Builder. This model home purchase includes our Model Leaseback Program. This program is perfect for buyers who want to purchase now but aren’t ready to move. Contact seller for more term details on leasing your home back. When the lease is up, you move in! Model leaseback terms vary by model home. Please see a Community Sales Manager for additional details. Restrictions may apply. Welcome to the Baldwin at 5269 Kildare Place in The Waters as Center Lake Ranch. Discover the charming oasis within the stunning Baldwin bungalow at The Waters at Center Lake Ranch. This 2,855 sq. ft. two-story model home features 4 bedrooms, 4.5 bathrooms, and a 2-car detached garage, offering inviting living spaces perfect for entertaining and relaxation with a game room with wet bar. Enter through the foyer into the spacious great room, passing by the formal dining room. The designer kitchen overlooks this area, complemented by a sunny lanai at the back, ideal for outdoor revitalization under the Florida sun. Upstairs, the exceptional owner's suite boasts an impressive bath with a dual-sink vanity and spacious shower. The second floor also includes secondary bedrooms, bathrooms, and a laundry room, all sharing the space with your private haven, overlooking the first floor through an elegant overlook. Additional Highlights Include: Game room with wet bar and full bath, bedroom 4 with full bath in place of flex, shower at bath 3, covered extended lanai, and 8' interior doors. MLS#O6384165 Model Home Prices exclude furniture, decorative accessories, and closing costs and already include any lot premium, Seller installed options and upgrades; Buyer-selected options are no longer available. For financed buyers, lender restrictions on leasebacks for certain lenders may apply. No representation of any kind is made or implied regarding the Model Home’s future value or benefits, or availability of financing for a leaseback transaction. See Model Home Purchase Agreement, Model Home Addendum, Model Home Leaseback Agreement and, if applicable Non-Realty Bill of Sale Addendum (for furniture and any other non-realty personal property sold separately in select model homes) for details. Model homes subject to prior sale.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
2,855
Sqft
0.09 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,790 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,339/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.5%
Days on market
154 vs 33 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5269 KILDARE PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5269 KILDARE PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5269 KILDARE PLACE FAQs
What would the monthly payment be for 5269 KILDARE PLACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,790/mo — principal and interest, estimated property taxes, the $173/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5269 KILDARE PLACE?+
The association fee works out to $173 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5269 KILDARE PLACE?+
The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5269 KILDARE PLACE?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $599,000, this home is listed about 41% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5269 KILDARE PLACE?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC · Michelle Campbell. MLS #O6384165.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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