David Ramirez
$439,990$459,9904 bd2 ba2,005 sqft$219 /sqft$3,169 /mo all-in ↓

12702 ENCLAVE DRIVE, ORLANDO, FL, 32837

Active156 days on marketListed Feb 19, 2026MLS #O6384137

Reduced $20KSingle Family ResidenceSOUTHCHASE PH 01A PRCL 10

About this home

12702 ENCLAVE DRIVE

Welcome to this meticulously maintained 4-bedroom, 2-bath home in the highly desirable Hunters Creek area of Orlando — one of South Orlando’s most sought-after communities! From the moment you enter, you’re greeted by a spacious formal living and dining room combination, perfect for hosting large family gatherings, holiday dinners, or entertaining guests. The thoughtful layout creates a seamless flow throughout the home, blending comfort and functionality. At the heart of the home, the open kitchen features a large center island ideal for meal prep, casual dining, and entertaining. It overlooks the expansive family room, creating a bright, open-concept space that today’s buyers are actively searching for in Hunters Creek homes for sale. All bedrooms are generously sized with ample closet space and abundant natural light. The oversized owner’s suite is a true retreat, offering a spacious bedroom, walk-in closet, and a private en-suite bathroom complete with a soaking tub and separate shower — the perfect place to unwind after a long day. Step outside to a massive backyard that backs up to conservation, providing exceptional privacy with no rear neighbors. Whether you envision a future pool, outdoor kitchen, play area, or simply room to relax, this yard delivers space and serenity — a rare find in South Orlando. Location is everything, and this home excels. You’re a short distance to the South Creek Library, just minutes from Orange Blossom Trail (OBT) and State Road 417, and a short drive to Orlando International Airport, Kissimmee, Downtown Orlando, and major employment centers. With easy access to highways, top shopping and dining, and the strong community appeal of Hunters Creek, this home offers the perfect combination of space, privacy, and convenience. Homes in this location with conservation views and this much backyard space don’t last long — schedule your showing today.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,005

Sqft

0.15 ac

Lot size

2

Garage

1996

Year built

One

Levels

$219

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Microwave · Refrigerator
InteriorOpen Floorplan
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorSliding Doors

Community & fees

HOA fee$50/mo
Taxes (2024)$2,088/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,169 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property tax — 2024 actual bill$174
HOA fee — from the listing$50
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,400
Interest rate6.00%
Loan term

Estimated payment

$3,169/mo

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property taxes (actual bill)$174
HOA / condo fee$50
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $440K
$391KedgeAI estimate $444,045 · range $407K$537K$558K

vs edgeAI estimate

−0.9%

$/sqft vs Orlando actives

$219 vs $237

Days on market

156 vs 34 typical

Where $219/sqft sits among the 400 Orlando actives

95
117 · this home
96
48
17
27
$134–189$189–243$243–298$298–353$353–408$408+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Reserve At Hunter's Glen

Map of 12702 ENCLAVE DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World18 min
Orlando Int’l Airport (MCO)18 min
Universal Orlando19 min
Downtown Orlando20 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

The Reserve At Hunter's Glen — neighborhood snapshot

Population

293

Median age

40

Median income

$45,799

Median home value

$363,700

Avg household

4

Households w/ children

21%

For the school run

Orange County School District

ElementarySouthwood Elementary★★★★★
HighCypress Creek High★★★★★
MiddleSouth Creek Middle★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

149 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 115% above the ORLANDO 32837 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $439,990 $20K
Feb 19, 2026Listed at $459,990 · 156 days on market since
1996Built · SOUTHCHASE PH 01A PRCL 10

Reality check

What actually sold near 12702 ENCLAVE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12648 ENCLAVE DRIVESold · Jan ’26

$445,000

12648 ENCLAVE DRIVE · same community

4 bd · 2.5 ba · 2,253 sqft · $198/sqft · 12 DOM

13740 HAWKEYE DRIVE DRIVESold · Mar ’26

$431,000

13740 HAWKEYE DRIVE DRIVE

4 bd · 2 ba · 2,032 sqft · $212/sqft · 11 DOM

11039 PRAIRIE HAWK DRIVESold · Sep ’25

$427,000

11039 PRAIRIE HAWK DRIVE

4 bd · 2 ba · 2,036 sqft · $210/sqft · 49 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12702 ENCLAVE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12702 ENCLAVE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

12702 ENCLAVE DRIVE FAQs

What would the monthly payment be for 12702 ENCLAVE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,169/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12702 ENCLAVE DRIVE?+

The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12702 ENCLAVE DRIVE?+

The most recent tax bill on record (2024) was $2,088. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12702 ENCLAVE DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $439,990, this home is listed about 13% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12702 ENCLAVE DRIVE?+

Southwood Elementary (elementary), Cypress Creek High (high), South Creek Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$439,990 runs 115% above the ORLANDO 32837 median — but at 2,005 sqft it's also 27% larger than the typical Orlando listing.

02Time on market is leverage

156 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $459,990, now $439,990 — a $20K cut. The full history is in the market section below.

Listing courtesy of SANCTUM REALTY PROFESSIONALS LLC · Ramon Morales. MLS #O6384137.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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