320 N FOREST BOULEVARD, LAKE MARY, FL, 32746
Active160 days on marketListed Feb 20, 2026MLS #O6384129
About this home
320 N FOREST BOULEVARD
Welcome home to a simpler, sweeter way of living in the Forest 55+ Community in the heart of Lake Mary. This charming 2-bedroom, 2-bath home offers the perfect balance of comfort, convenience, and connection—ideal for those ready to downsize without giving up warmth or lifestyle. The location makes everyday life easy and enjoyable. You’re within walking distance to shopping, restaurants, and the post office, just one mile to I-4, minutes to downtown Lake Mary, and a short drive to Central Florida beaches and attractions—close to everything, yet peacefully tucked into a welcoming neighborhood. Inside, the home feels light, open, and inviting, with 1,260 square feet designed for relaxed living. The spacious living room, complete with a cozy fireplace and built-in bookshelves, is the perfect place to unwind, read, or gather with friends. The wide, comfortable kitchen offers plenty of space for everyday meals, a casual eating area, and room for a more formal dining setup when hosting family. The home features laminate flooring throughout with ceramic tile at the entry, keeping things easy to maintain and worry-free. A one-car garage and an enclosed laundry room with extra storage, conveniently connected behind the garage, provide the practical touches that make life simpler. Outdoor spaces invite you to slow down and enjoy the Florida lifestyle. Relax on the screened rear patio, enjoy quiet afternoons on the Trex-style backyard deck, or sip morning coffee on the brand-new front wood deck, where neighbors often stop to say hello. The easy-care lot means less upkeep and more time to enjoy what matters most. The roof was replaced in 2016, offering added peace of mind. Life in The Forest is about community and connection. Residents enjoy a beautiful clubhouse, two swimming pools (one heated year-round), hot tub, men’s and women’s saunas, shuffleboard, pickleball and tennis courts, along with billiards, poker, craft and library rooms. With weekly activities and monthly social events, it’s easy to stay active, meet new friends, and feel right at home. This is more than just a house—it’s an opportunity to downsize comfortably, live simply, and enjoy a lifestyle filled with ease, friendships, and peace of mind in one of Lake Mary’s most beloved 55+ communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,260
Sqft
0.12 ac
Lot size
1
Garage
1974
Year built
One
Levels
$150
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,617 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,617/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake Mary actives
$150 vs $238
Days on market
160 vs 42 typical
Where $150/sqft sits among the 161 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Forest
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
The Forest — neighborhood snapshot
Population
2,268
Median age
45
Median income
$119,206
Median home value
$434,200
Avg household
2
Households w/ children
259
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
93 of 161
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% below the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 320 N FOREST BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$160,000
5336 Bosque Lane # 95, West Palm Beach FL 33415 · same community
3 bd · 2 ba · 1,204 sqft · $133/sqft · 156 DOM
Sold · Aug ’25$245,000
410 N NIBLICK LANE · same community
2 bd · 2 ba · 1,200 sqft · $204/sqft · 83 DOM
Sold · Nov ’25$138,200
203 N FOREST BOULEVARD · same community
2 bd · 2 ba · 1,180 sqft · $117/sqft · 155 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 320 N FOREST BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 320 N FOREST BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
320 N FOREST BOULEVARD FAQs
What would the monthly payment be for 320 N FOREST BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,617/mo — principal and interest, the actual property-tax bill, the $233/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 320 N FOREST BOULEVARD?+
The association fee works out to $233 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 320 N FOREST BOULEVARD?+
The most recent tax bill on record (2024) was $336. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 320 N FOREST BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $189,000, this home is listed about 56% below the Lake Mary median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 320 N FOREST BOULEVARD?+
Crystal Lake Elementary School (elementary), Wicklow Elementary School (elementary), Seminole High School (high), Millennium Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKE MARY 32746 market on paper
$189,000 is 53% below the LAKE MARY 32746 median of $399,000, and at $150/sqft it sits under the Lake Mary average of $246.
02Time on market is leverage
160 days on market against a Lake Mary median of 42 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $220,000, now $189,000 — a $31K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of UNITED REAL ESTATE PREFERRED · Patti Duerden. MLS #O6384129.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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