145 N PEARL LAKE CAUSEWAY UNIT 112, ALTAMONTE SPRINGS, FL, 32714
Active30 days on marketListed Jul 17, 2026MLS #O6383762
About this home
145 N PEARL LAKE CAUSEWAY UNIT 112
Virtually Staged. Rare WATERFRONT FIRST FLOOR condo in gated community with amenities! Walk right out your back porch to the lake! Get a great deal on this! It needs some TLC and your personal touches to make this your serene waterfront retreat. Serene Lake Views on Pearl Lake, a quiet, 29 acre private waterbody tucked away in the western portion of Altamonte Springs in the Wekiva Watershed region. Because it's a private lake, it doesn't have public boat ramps or noisy commercial boats or jet-ski traffic. Instead it serves as a scenic, serene backdrop for local homeowners offering vibrant sunset views over the water, small dockside fishing and local Florida bird watching. Walk right out of the covered screened-in back porch to the water front! If you have your heart set on a first floor unit with a view, you must see this one today. With your own personal touches it will be a tranquil retreat. NO PARKING LOT VIEW!!! FIRST STORY!!! WATER FRONT!!! Needs mostly cosmetic TLC - carpet and paint - Dishwasher and disposal don't work. and sold as is. Keep an open mind and make an offer today!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,053
Sqft
0.02 ac
Lot size
1974
Year built
One
Levels
$128
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,035 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,035/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Altamonte Springs actives
$128 vs $182
Days on market
30 vs 47 typical
Where $128/sqft sits among the 295 Altamonte Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Altamonte Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Altamonte Springs. See the full Altamonte Springs guide →
The numbers that matter
The Altamonte Springs market
$313K → $295K
Altamonte Springs median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
159 of 295
Altamonte Springs actives have cut their price
Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the Altamonte Springs median. See the full Altamonte Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 145 N PEARL LAKE CAUSEWAY UNIT 112
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$148,900
145 N PEARL LAKE CAUSEWAY UNIT 202 · same community
2 bd · 2 ba · 1,053 sqft · $141/sqft · 36 DOM
Sold · Mar ’26$170,000
185 N PEARL LAKE CAUSEWAY UNIT 210 · same community
2 bd · 2 ba · 1,053 sqft · $161/sqft · 43 DOM
Sold · Jun ’26$142,900
185 PEARL LAKE CAUSEWAY UNIT 214 · same community
2 bd · 2 ba · 1,053 sqft · $136/sqft · 129 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 145 N PEARL LAKE CAUSEWAY UNIT 112 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 145 N PEARL LAKE CAUSEWAY UNIT 112 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
145 N PEARL LAKE CAUSEWAY UNIT 112 FAQs
What would the monthly payment be for 145 N PEARL LAKE CAUSEWAY UNIT 112?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,035/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 145 N PEARL LAKE CAUSEWAY UNIT 112?+
The most recent tax bill on record (2024) was $254. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 145 N PEARL LAKE CAUSEWAY UNIT 112?+
The listing reports pets: Breed Restrictions, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Altamonte Springs?+
At $134,900, this home is listed about 33% below the Altamonte Springs median of $199,950. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Altamonte Springs market on paper
$134,900 is 33% below the Altamonte Springs median of $199,950, and at $128/sqft it sits under the Altamonte Springs average of $191.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $150,000, now $134,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PRIME PROPERTIES · Scott Taylor LLC. MLS #O6383762.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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