David Ramirez
Short-Term Rental Eligible
$1,080,000$1,250,0006 bd4 ba4,176 sqft$259 /sqft$7,766 /mo all-in ↓

8236 PROCIDA ISLE LANE, WINDERMERE, FL, 34786

Active153 days on marketListed Feb 20, 2026MLS #O6383546

Reduced $170KPrivate poolSingle Family ResidenceWINDERMERE ISLE PH 2

Come see it

Upcoming open house

Sat, Aug 1

11:00 AM – 3:00 PM

About this home

8236 PROCIDA ISLE LANE

This house is the perfect blend of luxury, comfort and modern convenience. From the moment you arrive, you're welcomed by a charming brick paver front porch that leads into a light-filled foyer with a private office at the front of the home. Beautiful wood-look tile flooring flows seamlessly throughout the main level. The stunning gourmet kitchen features 42” cabinets, gas appliances, light granite countertops, subway tile backsplash, a unique coffee bar nook with extra storage, and a spacious walk-in pantry with upgraded shelving—perfect for organization and functionality. Downstairs also offers a private bedroom and full bath with an oversized walk-in shower, ideal for guests or multigenerational living. Upstairs, you’ll find a versatile lounge area and four additional spacious bedrooms. The luxurious primary suite boasts a spa-like shower, upgraded vanity with extra storage, and a large walk-in closet complete with custom shelving. The upstairs laundry room includes enhanced shelving for optimal organization. Step outside to your screened-in private lanai overlooking a sparkling saltwater pool with heater, surrounded by mature landscaping that creates your own backyard oasis. Additional premium upgrades include EV outlet and charger, upgraded garage flooring, and a saltwater pool system for easy maintenance. Located in a vibrant community offering social events, a community pool, and playground—and situated near top-rated schools—this home is just a short drive from Disney property, making it perfect as a primary residence or vacation retreat.

Facts & features

The home at a glance

6

Bedrooms

4

Bathrooms

4,176

Sqft

0.16 ac

Lot size

2

Garage

2018

Year built

Two

Levels

$259

Per sqft

Private poolPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorHigh Ceilings · Kitchen/Family Room Combo · Open Floorplan · Stone Counters
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSoutheast
ExteriorIrrigation System

Community & fees

HOA fee$299/mo
Taxes (2025)$12,887/yr
PetsYes
CommunityPark · Playground · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,766 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,828
PMI (est., until 20% equity)$405
Property tax — 2025 actual bill$1,074
HOA fee — from the listing$299
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $108,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $108,000
Interest rate6.00%
Loan term

Estimated payment

$7,766/mo

Principal & interest$5,828
PMI (est., until 20% equity)$405
Property taxes (actual bill)$1,074
HOA / condo fee$299
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$1.0MedgeAI estimate $1,332,580 · range $1.2M$1.6M$1.6M

vs edgeAI estimate

−19%

$/sqft vs Windermere actives

$259 vs $350

Days on market

153 vs 32 typical

Where $259/sqft sits among the 242 Windermere actives

129 · this home
50
22
16
7
18
$225–370$370–515$515–660$660–805$805–950$950+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Lakeside Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityLakeside Village
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$3,100/mo median

MarketWindermere
Annual gross at median$37,200
Gross yield on this price3.4%
Homes for rent right now82

Live Windermere rental listing data — this home’s rate depends on size, condition and furnishing.

The Windermere short-term market

▼ Softening

37%

Occupancy

▼ 29% yr/yr

$218

Avg nightly rate

▼ 17% yr/yr

$16K/yr

Revenue per listing

$80

RevPAR

43 days

Booking lead time

5.2 nights

Avg stay

14

Typical min nights

19

Active rentals

▲ 5% supply

Seasonality — monthly occupancy

Peaks at 53% in Mar · bottoms at 28% in Jan

28%
36%
53%
30%
37%
32%
45%
31%
38%
37%
43%
37%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Windermere — the projection above is specific to this home’s size.

Where it sits

Inside Lakeside Village

Map of 8236 PROCIDA ISLE LANE inside its neighborhood boundary

Drive times from this address

Walt Disney World14 min
Universal Orlando28 min
Downtown Orlando29 min
Orlando Int’l Airport (MCO)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Lakeside Village is a short-term-rental community. See the full guide →

Lakeside Village — neighborhood snapshot

Population

19,390

Median age

36

Median income

$123,605

Median home value

$489,452

Avg household

3

Households w/ children

2,897

For the school run

Orange County School District

ElementaryBay Lake Elementary★★★★
MiddleHorizon West Middle★★★★
HighWindermere High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Windermere market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$839K$1.0M

Windermere median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

118 of 242

Windermere actives have cut their price

Median sold price, Windermere, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% above the WINDERMERE 34786 median. See the full Windermere market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,080,000 $170K
Feb 20, 2026Listed at $1,250,000 · 153 days on market since
2018Built · WINDERMERE ISLE PH 2

Reality check

What actually sold near 8236 PROCIDA ISLE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8349 VIVARO ISLE WAYSold · Nov ’25

$1,150,000

8349 VIVARO ISLE WAY · same community

6 bd · 4 ba · 4,202 sqft · $274/sqft · 74 DOM

8330 VIVARO ISLE WAYSold · Jul ’25

$812,000

8330 VIVARO ISLE WAY · same community

5 bd · 3.5 ba · 3,465 sqft · $234/sqft · 112 DOM

8415 VIVARO ISLE WAYSold · May ’26

$860,000

8415 VIVARO ISLE WAY · same community

4 bd · 3 ba · 3,038 sqft · $283/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8236 PROCIDA ISLE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8236 PROCIDA ISLE LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8236 PROCIDA ISLE LANE FAQs

What would the monthly payment be for 8236 PROCIDA ISLE LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,766/mo — principal and interest, the actual property-tax bill, the $299/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8236 PROCIDA ISLE LANE?+

The association fee works out to $299 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8236 PROCIDA ISLE LANE?+

The most recent tax bill on record (2025) was $12,887. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 8236 PROCIDA ISLE LANE be rented short-term?+

Yes — this home sits inside Lakeside Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 8236 PROCIDA ISLE LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Windermere?+

At $1,080,000, this home is listed about 2% below the Windermere median of $1,099,500. The market section on this page shows how the area is trending.

Which schools are assigned to 8236 PROCIDA ISLE LANE?+

Bay Lake Elementary (elementary), Horizon West Middle (middle), Windermere High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,080,000 runs 33% above the WINDERMERE 34786 median — but at 4,176 sqft it's also 30% larger than the typical Windermere listing.

02Zoned for nightly rentals

Lakeside Village is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04Time on market is leverage

153 days on market against a Windermere median of 32 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Bay Lake Elementary, Horizon West Middle, Windermere High — Bay Lake Elementary rates 4 of 5. Always verify assignments with the district.

Listing courtesy of WRA BUSINESS & REAL ESTATE · Babi Hennemann. MLS #O6383546.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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