2848 OSPREY COVE PLACE UNIT 204, KISSIMMEE, FL, 34746
Active166 days on marketListed Feb 23, 2026MLS #O6383473
About this home
2848 OSPREY COVE PLACE UNIT 204
Beautiful Condo in Prime Kissimmee Location! This spacious 3-bedroom, 2-bathroom villa-style condo offers 1,136 sq ft of heated living space and 1,221 sq ft total area, featuring a comfortable one-story layout built in 2000 with a heating/cooling pack A/C system. The unit provides a functional floor plan with great natural light and inviting living areas that make it perfect for both personal use and rental potential. - Located in a highly desirable area of Kissimmee, the property is just minutes from Walt Disney World and other major theme parks, as well as shopping centers, restaurants, golf courses, and everyday conveniences. It offers easy access to US-192, I-4, and other major highways, making commuting and exploring Central Florida effortless. Seller is offering a credit toward the kitchen remodel.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,136
Sqft
0.09 ac
Lot size
2000
Year built
One
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,973 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,973/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.1%
$/sqft vs Kissimmee actives
$170 vs $209
Days on market
166 vs 55 typical
Where $170/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Osprey Cove
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Osprey Cove — neighborhood snapshot
Population
454
Median age
47
Median income
$69,121
Median home value
$331,700
Avg household
3
Households w/ children
46%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
174 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 2848 OSPREY COVE PLACE UNIT 204
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$235,000
1723 MAGNOLIA LANE
3 bd · 2 ba · 1,140 sqft · $206/sqft · 139 DOM
Sold · Mar ’26$126,000
1674 MAGNOLIA LANE
2 bd · 2 ba · 924 sqft · $136/sqft · 38 DOM
Sold · Sep ’25$395,000
1560 THE OAKS BOULEVARD
3 bd · 2 ba · 1,538 sqft · $257/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2848 OSPREY COVE PLACE UNIT 204 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2848 OSPREY COVE PLACE UNIT 204 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2848 OSPREY COVE PLACE UNIT 204 FAQs
What would the monthly payment be for 2848 OSPREY COVE PLACE UNIT 204?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,973/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2848 OSPREY COVE PLACE UNIT 204?+
The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2848 OSPREY COVE PLACE UNIT 204?+
The most recent tax bill on record (2025) was $3,508. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2848 OSPREY COVE PLACE UNIT 204?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $192,900, this home is listed about 49% below the Kissimmee median of $379,395. The market section on this page shows how the area is trending.
Which schools are assigned to 2848 OSPREY COVE PLACE UNIT 204?+
Pleasant Hill Elementary School (elementary), Horizon Middle School (middle), Liberty High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the KISSIMMEE 34746 market on paper
$192,900 is 44% below the KISSIMMEE 34746 median of $345,900, and at $170/sqft it sits under the Kissimmee average of $216.
02Time on market is leverage
166 days on market against a Kissimmee median of 55 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $219,900, now $192,900 — a $27K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Viviana Arias. MLS #O6383473.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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