David Ramirez
$215,000$245,0002 bd2 ba1,022 sqft$210 /sqft$1,788 /mo all-in ↓

404 E ORLANDO AVENUE UNIT 1B, OCOEE, FL, 34761

Active149 days on marketListed Feb 21, 2026MLS #O6383443

Priced 40% below the OCOEE 34761 medianReduced $30KCondominiumSLEEPY HARBOUR APTS CONDO

About this home

404 E ORLANDO AVENUE UNIT 1B

Spacious 2-bedroom, 2-bath condo located at the desirable Sleepy Harbor Condo Association in Ocoee. Features an upgraded electrical panel, modern kitchen cabinets and appliances, ceramic tile flooring throughout, ceiling fans, and a washer and dryer included. Enjoy a bright, open layout with a covered carport for added convenience. The lakefront community sits on beautiful Starke Lake and offers a pool and clubhouse, with opportunities for fishing, skiing, and boating on the weekends. Minutes to downtown Ocoee and within walking distance to City of Ocoee Recreation facilities featuring pickleball and tennis courts, basketball courts, playground, and picnic areas. Call today for a preview.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,022

Sqft

0.2 ac

Lot size

1974

Year built

Two

Levels

$210

Per sqft

Pets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Range · Range Hood · Refrigerator · Washer
InteriorAccessibility Features · Ceiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMembrane
ConstructionBlock · Stucco
FoundationBlock
FacesNorth
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$3,208/yr
PetsYes
CommunityBoat Slip · Dock · Fishing · Association Recreation - Owned · Clubhouse · Community Mailbox · Deed Restrictions · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,788 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,266
FHA mortgage insurance (est.)$95
Property tax — 2025 actual bill$267
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,525Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,525
Interest rate6.00%
Loan term

Estimated payment

$1,788/mo

Principal & interest$1,266
FHA mortgage insurance (est.)$95
Property taxes (actual bill)$267
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $215K
$183KedgeAI estimate $193,278 · range $191K$194K$224K

vs edgeAI estimate

+11.2%

$/sqft vs Ocoee actives

$210 vs $219

Days on market

149 vs 32 typical

Where $210/sqft sits among the 139 Ocoee actives

35
53 · this home
25
15
2
9
$166–199$199–232$232–264$264–297$297–330$330+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocoee

Map of 404 E ORLANDO AVENUE UNIT 1B

Drive times from this address

Downtown Orlando20 min
Universal Orlando24 min
Orlando Int’l Airport (MCO)31 min
Walt Disney World37 min

Get to know Ocoee. See the full Ocoee guide →

OCOEE 34761 — neighborhood snapshot

Population

46,313

Median age

35.4

Median income

$90,406

Median home value

$363,100

Avg household

3.25

Households w/ children

6,071

For the school run

Orange County School District

ElementaryThornebrooke Elementary★★★★
MiddleGotha Middle★★★★★
HighOlympia High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocoee market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$456K$437K

Ocoee median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

77 of 139

Ocoee actives have cut their price

Median sold price, Ocoee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% below the OCOEE 34761 median. See the full Ocoee market guide →

Paper trail

This home's history

CurrentPrice reduced to $215,000 $30K
Feb 21, 2026Listed at $245,000 · 149 days on market since
1974Built · SLEEPY HARBOUR APTS CONDO

Reality check

What actually sold near 404 E ORLANDO AVENUE UNIT 1B

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

400 E ORLANDO AVENUE UNIT 1CSold · Jul ’26

$202,500

400 E ORLANDO AVENUE UNIT 1C · same community

2 bd · 2 ba · 1,022 sqft · $198/sqft · 6 DOM

410 E ORLANDO AVENUE UNIT 4ASold · May ’26

$215,000

410 E ORLANDO AVENUE UNIT 4A · same community

2 bd · 2 ba · 1,022 sqft · $210/sqft · 57 DOM

402 E ORLANDO AVENUE UNIT 18CSold · Sep ’25

$200,000

402 E ORLANDO AVENUE UNIT 18C · same community

2 bd · 2.5 ba · 977 sqft · $205/sqft · 155 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 404 E ORLANDO AVENUE UNIT 1B — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 404 E ORLANDO AVENUE UNIT 1B — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

404 E ORLANDO AVENUE UNIT 1B FAQs

What would the monthly payment be for 404 E ORLANDO AVENUE UNIT 1B?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,788/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 404 E ORLANDO AVENUE UNIT 1B?+

The most recent tax bill on record (2025) was $3,208. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 404 E ORLANDO AVENUE UNIT 1B?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocoee?+

At $215,000, this home is listed about 50% below the Ocoee median of $429,990. The market section on this page shows how the area is trending.

Which schools are assigned to 404 E ORLANDO AVENUE UNIT 1B?+

Thornebrooke Elementary (elementary), Gotha Middle (middle), Olympia High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the OCOEE 34761 market on paper

$215,000 is 40% below the OCOEE 34761 median of $357,450, and at $210/sqft it sits under the Ocoee average of $234.

02Time on market is leverage

149 days on market against a Ocoee median of 32 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Thornebrooke Elementary, Gotha Middle, Olympia High — Thornebrooke Elementary rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $245,000, now $215,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of VALIANT REALTY GROUP LLC · Lou Forges. MLS #O6383443.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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