David Ramirez
$279,000$319,0003 bd2 ba1,514 sqft$184 /sqft$2,353 /mo all-in ↓

512 STALLINGS AVENUE, DELTONA, FL, 32738

Active171 days on marketListed Feb 16, 2026MLS #O6382720

Reduced $40KSingle Family ResidenceDELTONA LAKES UNIT 62

About this home

512 STALLINGS AVENUE

Welcome to this beautifully maintained 3-bedroom, 2-bathroom home, nestled in a quiet and established neighborhood with no HOA. This spacious residence offers a functional split-bedroom floor plan designed for both comfort and privacy. The open living and dining areas provide an inviting atmosphere, perfect for entertaining or relaxing with family and friends. The kitchen features ample cabinet space, generous counter areas, and a convenient layout ideal for everyday living. The primary suite includes a private en-suite bathroom and a large closet, while the additional bedrooms are well-sized and share a full secondary bath. Natural light flows throughout the home, enhancing its warm and welcoming feel. Step outside to enjoy a sizable backyard with plenty of room for outdoor gatherings, gardening, or future customization. Conveniently located near schools, shopping, dining, and major highways, this home offers easy access to Orlando, Daytona Beach, and surrounding areas. Whether you are a first-time homebuyer, growing family, or investor, this property presents an excellent opportunity to own a move-in-ready home in a desirable Deltona location.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,514

Sqft

0.31 ac

Lot size

1990

Year built

One

Levels

$184

Per sqft

Inside

FlooringLaminate
AppliancesConvection Oven · Refrigerator
InteriorPrimary Bedroom Main Floor
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationCrawlspace
FacesEast
ExteriorNone

Community & fees

Taxes (2025)$5,122/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected
WaterCanal/Lake For Irrigation

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,353 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,642
FHA mortgage insurance (est.)$123
Property tax — 2025 actual bill$427
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,765Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,765
Interest rate6.00%
Loan term

Estimated payment

$2,353/mo

Principal & interest$1,642
FHA mortgage insurance (est.)$123
Property taxes (actual bill)$427
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $279K
$268KedgeAI estimate $326,347 · range $291K$373K$388K

vs edgeAI estimate

−14.5%

$/sqft vs Deltona actives

$184 vs $205

Days on market

171 vs 30 typical

Where $184/sqft sits among the 312 Deltona actives

61
76 · this home
82
45
21
27
$156–178$178–200$200–222$222–243$243–265$265+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deltona Lakes

Map of 512 STALLINGS AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Orlando44 min
Orlando Int’l Airport (MCO)53 min
Universal Orlando57 min
Walt Disney World70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deltona. See the full Deltona guide →

Deltona Lakes — neighborhood snapshot

Population

86,681

Median age

40

Median income

$72,296

Median home value

$254,238

Avg household

3

Households w/ children

10,582

For the school run

Volusia County School District

ElementarySpirit Elementary School★★★★★
MiddleDeltona Middle School★★★★★
HighDeltona High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deltona market

Seller’s marketLeans seller3.0 months of inventoryBuyer’s market

$300K$319K

Deltona median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

150 of 312

Deltona actives have cut their price

Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% above the DELTONA 32738 median. See the full Deltona market guide →

Paper trail

This home's history

CurrentPrice reduced to $279,000 $40K
Feb 16, 2026Listed at $319,000 · 171 days on market since
1990Built · DELTONA LAKES UNIT 62

Reality check

What actually sold near 512 STALLINGS AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

590 TWIN LAKE AVENUESold · Apr ’26

$290,000

590 TWIN LAKE AVENUE · same community

3 bd · 2 ba · 1,412 sqft · $205/sqft · 184 DOM

685 SPREADING OAK AVENUESold · Nov ’25

$145,000

685 SPREADING OAK AVENUE · same community

3 bd · 2 ba · 1,352 sqft · $107/sqft · 4 DOM

637 TWIN LAKE AVENUESold · Sep ’25

$262,000

637 TWIN LAKE AVENUE · same community

3 bd · 2 ba · 1,335 sqft · $196/sqft · 175 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 512 STALLINGS AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 512 STALLINGS AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

512 STALLINGS AVENUE FAQs

What would the monthly payment be for 512 STALLINGS AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,353/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 512 STALLINGS AVENUE?+

The most recent tax bill on record (2025) was $5,122. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Deltona?+

At $279,000, this home is listed about 15% below the Deltona median of $328,950. The market section on this page shows how the area is trending.

Which schools are assigned to 512 STALLINGS AVENUE?+

Spirit Elementary School (elementary), Deltona Middle School (middle), Deltona High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of TRIDENT REALTY · Gregory Alexander. MLS #O6382720.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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