8401 CRYSTAL COVE LOOP, KISSIMMEE, FL, 34747
Active160 days on marketListed Feb 14, 2026MLS #O6382485
About this home
8401 CRYSTAL COVE LOOP
Calling all snowbirds or vacation rental/Airbnb investors! Emerald Island Resort is a prestigious gated & guarded community located on Disney's doorstep. Surrounded by a conservation area and containing 11 wooded acres inside the community, this is a true Florida escape! Inside the community, owners and guests alike can utilize all the facilities provided within the resort, which include the clubhouse sauna, fitness center, Internet cafe, Free Wi-Fi around the pool areas, Tiki- bar with FULL SERVICE BAR, two HEATED community pools and spas, a sand volleyball court, tennis courts, pickleball courts, mini golf, bike rental, basketball courts, three playgrounds, nature trail, and much more. The heated pool and daily valet trash service make this property a breeze to run as a vacation rental/Airbnb. The downstairs master bedroom with private entry door and attached bathroom also make this a great property to accommodate all types of guests or split the unit. A huge perk to this resort location is that it’s across the street from Margaritaville resort which has The Promenade at Sunset Walk loaded with tons of dining and entertainment options and often has car shows and live music in the evenings. On top of that, it’s only 11 min to Disney and 21 min to Universal, so you can’t beat the location as far as proximity to theme parks! The resort is made up of 505 single family pool homes and 216 townhomes which has it’s advantages because with that many homes paying into the HOA, the HOA is able to take impeccable care of the amenities. Inquire with list agent for financing options. HOA fee includes amenities, cable, internet, and trash.HOA fee includes: insurance for the exterior of the townhouse, cable/TV, internet service, gates and security, road maintenance, all amenities, valet daily trash service, landscaping. Data Rabbu estimates the property could potentially earn 44k gross income per year as a vacation rental/Airbnb/Vrbo. Since the downstairs master has a private exterior door, the house can also be split up as a rental property. The most recent comparable sale is 8419 blue lagoon drive, which is the same floorplan/condition and sold for $290,000 is December 2025.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
1,645
Sqft
0.05 ac
Lot size
2003
Year built
Two
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,683 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,683/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.5%
$/sqft vs EMERALD ISLAND RESORT PH 2
$182 vs $194
Days on market
160 vs 45 typical
Where $182/sqft sits among the 11 homes for sale in EMERALD ISLAND RESORT PH 2
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Emerald Island, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$48,281/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,150/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
The Four Corners short-term market
▼ Softening48%
Occupancy
▼ 37% yr/yr
$325
Avg nightly rate
▲ 13% yr/yr
$38K/yr
Revenue per listing
$151
RevPAR
78 days
Booking lead time
5.7 nights
Avg stay
3
Typical min nights
11,479
Active rentals
▼ 20% supply
Seasonality — monthly occupancy
Peaks at 57% in Jul · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Four Corners — the projection above is specific to this home’s size.
Where it sits
Inside Emerald Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Emerald Island is a short-term-rental community. See the full guide →
Emerald Island — neighborhood snapshot
Population
404
Median age
43
Median income
$76,205
Median home value
$469,300
Avg household
2
Households w/ children
24%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$369K → $358K
Kissimmee median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
6 of 11
EMERALD ISLAND RESORT PH 2 have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% below the KISSIMMEE 34747 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 8401 CRYSTAL COVE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$290,000
8419 BLUE LAGOON DRIVE · same community
4 bd · 3.5 ba · 1,645 sqft · $176/sqft · 241 DOM
Sold · Feb ’26$295,000
8447 CRYSTAL COVE LOOP · same community
4 bd · 3.5 ba · 1,645 sqft · $179/sqft · 397 DOM
Sold · Aug ’25$250,000
8443 CRYSTAL COVE LOOP · same community
3 bd · 2.5 ba · 1,291 sqft · $194/sqft · 151 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8401 CRYSTAL COVE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8401 CRYSTAL COVE LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8401 CRYSTAL COVE LOOP FAQs
What would the monthly payment be for 8401 CRYSTAL COVE LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,683/mo — principal and interest, the actual property-tax bill, the $305/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8401 CRYSTAL COVE LOOP?+
The association fee works out to $305 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8401 CRYSTAL COVE LOOP?+
The most recent tax bill on record (2025) was $3,902. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 8401 CRYSTAL COVE LOOP be rented short-term?+
Yes — this home sits inside Emerald Island, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 8401 CRYSTAL COVE LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $299,000, this home is listed about 21% below the Kissimmee median of $379,850. The market section on this page shows how the area is trending.
Which schools are assigned to 8401 CRYSTAL COVE LOOP?+
Westside K-8 School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the KISSIMMEE 34747 market on paper
$299,000 is 25% below the KISSIMMEE 34747 median of $399,945, and at $182/sqft it sits under the Kissimmee average of $216.
02Zoned for nightly rentals
Emerald Island is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03City & Park/Greenbelt & Pool & Tennis Court & Trees/Woods views
The city and park/greenbelt and pool and tennis court and trees/woods view is part of what you're buying — views hold value independently of the structure.
04Time on market is leverage
160 days on market against a Kissimmee median of 45 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $315,000, now $299,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LOKATION · Taylar Colangelo, LLC. MLS #O6382485.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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