540 ORANGE DRIVE UNIT 13, ALTAMONTE SPRINGS, FL, 32701
Active168 days on marketListed Feb 12, 2026MLS #O6382136
About this home
540 ORANGE DRIVE UNIT 13
Reduced and Seller motivated! Welcome to lake-front living in this beautifully updated 2 bed, 2 bath first-floor, end unit condo! Reccent updates include sparkling porcelain tile floors, cabinets, granite countertops, fresh paint and stainless steel appliances. This propety is an absolute gem for both primary and investor buyers. Similar units rent for around $1,700/month.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,252
Sqft
1972
Year built
Two
Levels
$148
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,574 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,574/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.3%
$/sqft vs ROYAL ARMS CONDO
$148 vs $155
Days on market
168 vs 36 typical
Where $148/sqft sits among the 8 homes for sale in ROYAL ARMS CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Altamonte Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Altamonte Springs. See the full Altamonte Springs guide →
The numbers that matter
The Altamonte Springs market
$307K → $288K
Altamonte Springs median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
7 of 8
ROYAL ARMS CONDO have cut their price
Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the Altamonte Springs median. See the full Altamonte Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 540 ORANGE DRIVE UNIT 13
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$165,000
508 ORANGE DRIVE UNIT 11 · same community
2 bd · 2 ba · 1,252 sqft · $132/sqft · 2 DOM
Sold · Mar ’26$176,900
504 ORANGE DRIVE UNIT 11 · same community
2 bd · 2 ba · 1,252 sqft · $141/sqft · 90 DOM
Sold · Oct ’25$180,000
514 ORANGE DRIVE UNIT 31 · same community
2 bd · 2 ba · 1,252 sqft · $144/sqft · 147 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 540 ORANGE DRIVE UNIT 13 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 540 ORANGE DRIVE UNIT 13 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
540 ORANGE DRIVE UNIT 13 FAQs
What would the monthly payment be for 540 ORANGE DRIVE UNIT 13?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,574/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 540 ORANGE DRIVE UNIT 13?+
The most recent tax bill on record (2025) was $2,919. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 540 ORANGE DRIVE UNIT 13?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Altamonte Springs?+
At $185,000, this home is listed about 16% below the Altamonte Springs median of $219,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Altamonte Springs market on paper
$185,000 is 16% below the Altamonte Springs median of $219,000, and at $148/sqft it sits under the Altamonte Springs average of $197.
02Time on market is leverage
168 days on market against a Altamonte Springs median of 36 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $210,000, now $185,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HAMLIN REALTY · Edward Guerrette LLC. MLS #O6382136.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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