David Ramirez
$117,900$129,0002 bd1.5 ba900 sqft$131 /sqft$988 /mo all-in ↓

50 NEEDLE BOULEVARD UNIT 32, MERRITT ISLAND, FL, 32953

Active176 days on marketListed Feb 12, 2026MLS #O6382036

Priced 68% below the MERRITT ISLAND 32953 medianReduced $11KCondominiumWILLIAMSBURG VILLAGE NORTH

About this home

50 NEEDLE BOULEVARD UNIT 32

Welcome to this 2-bedroom, 1.5-bath condo offering comfortable, low-maintenance living in the heart of Merritt Island. The functional layout provides a spacious living area, well-sized bedrooms, and the convenience of a half bath for guests. Assigned parking is included, with water and insurance covered by the HOA. Residents enjoy access to a fenced community pool and nicely maintained grounds, creating an easy Florida lifestyle. Ideally located just minutes from local shopping and dining, the Indian River, and a short drive to Cocoa Beach, Port Canaveral, and Kennedy Space Center. With quick access to SR 528, Orlando and the attractions are within reach while still enjoying the laid-back coastal feel Merritt Island is known for. A great opportunity for a primary residence, seasonal getaway, or investment property.

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

900

Sqft

1965

Year built

One

Levels

$131

Per sqft

Pets allowed

Inside

FlooringCarpet
AppliancesOther
InteriorOther
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther · Shingle
ConstructionConcrete
FoundationBlock
FacesNorth
ExteriorNone

Community & fees

Taxes (2025)$980/yr
PetsYes
CommunityPool

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$988 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$694
FHA mortgage insurance (est.)$52
Property tax — 2025 actual bill$82
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,127Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,127
Interest rate6.00%
Loan term

Estimated payment

$988/mo

Principal & interest$694
FHA mortgage insurance (est.)$52
Property taxes (actual bill)$82
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Merritt Island actives

$131 vs $257

Days on market

176 vs 57 typical

Where $131/sqft sits among the 43 Merritt Island actives

13 · this home
15
5
3
3
4
$131–219$219–307$307–394$394–482$482–570$570+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Merritt Island

Map of 50 NEEDLE BOULEVARD UNIT 32

Drive times from this address

Orlando Int’l Airport (MCO)47 min
Downtown Orlando54 min
Universal Orlando62 min
Walt Disney World67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Merritt Island. See the full Merritt Island guide →

MERRITT ISLAND 32953 — neighborhood snapshot

Population

24,834

Median age

48.2

Median income

$84,248

Median home value

$394,300

Avg household

2.54

Households w/ children

2,533

For the school run

Brevard County School District

HighMerritt Island High School★★★★★
ElementaryMila Elementary School★★★★
MiddleThomas Jefferson Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Merritt Island market

Seller’s marketSeller’s market2.8 months of inventoryBuyer’s market

$430K$607K

Merritt Island median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

25 of 43

Merritt Island actives have cut their price

Median sold price, Merritt Island, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 68% below the MERRITT ISLAND 32953 median. See the full Merritt Island market guide →

Paper trail

This home's history

CurrentPrice reduced to $117,900 $11K
Feb 12, 2026Listed at $129,000 · 176 days on market since
1965Built · WILLIAMSBURG VILLAGE NORTH

Reality check

What actually sold near 50 NEEDLE BOULEVARD UNIT 32

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

207 2ND STREETSold · May ’26

$275,000

207 2ND STREET

3 bd · 1 ba · 1,008 sqft · $273/sqft · 54 DOM

1609 JOLSON COURTSold · Sep ’25

$255,000

1609 JOLSON COURT

2 bd · 2 ba · 1,017 sqft · $251/sqft · 2 DOM

180 MINNA LANE UNIT 417Sold · May ’26

$47,000

180 MINNA LANE UNIT 417

2 bd · 1 ba · 775 sqft · $61/sqft · 177 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 50 NEEDLE BOULEVARD UNIT 32 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 50 NEEDLE BOULEVARD UNIT 32 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

50 NEEDLE BOULEVARD UNIT 32 FAQs

What would the monthly payment be for 50 NEEDLE BOULEVARD UNIT 32?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $988/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 50 NEEDLE BOULEVARD UNIT 32?+

The most recent tax bill on record (2025) was $980. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 50 NEEDLE BOULEVARD UNIT 32?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Merritt Island?+

At $117,900, this home is listed about 79% below the Merritt Island median of $560,000. The market section on this page shows how the area is trending.

Which schools are assigned to 50 NEEDLE BOULEVARD UNIT 32?+

Merritt Island High School (high), Mila Elementary School (elementary), Thomas Jefferson Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the MERRITT ISLAND 32953 market on paper

$117,900 is 68% below the MERRITT ISLAND 32953 median of $364,898, and at $131/sqft it sits under the Merritt Island average of $306.

02Time on market is leverage

176 days on market against a Merritt Island median of 57 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Merritt Island High School, Mila Elementary School, Thomas Jefferson Middle School — Thomas Jefferson Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $129,000, now $117,900 — a $11K cut. The full history is in the market section below.

Listing courtesy of HOMESMART · Jennifer Micheli. MLS #O6382036.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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