7677 GEMSTONE STREET, GROVELAND, FL, 34736
Active176 days on marketListed Feb 11, 2026MLS #O6381741
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Sun, Aug 9
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Clients/agents must visit model home located at 7677 Gemstone Drive, Groveland FL 34736 prior to visit.
Sat, Aug 15
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Clients/agents must visit model home located at 7677 Gemstone Drive, Groveland FL 34736 prior to visit.
Sun, Aug 16
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Clients/agents must visit model home located at 7677 Gemstone Drive, Groveland FL 34736 prior to visit.
Sat, Aug 22
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Clients/agents must visit model home located at 7677 Gemstone Drive, Groveland FL 34736 prior to visit.
Sun, Aug 23
12:00 PM – 5:00 PM
Clients/agents must visit model home located at 7677 Gemstone Drive, Groveland FL 34736 prior to visit.
Sat, Aug 29
12:00 PM – 5:00 PM
Clients/agents must visit model home located at 7677 Gemstone Drive, Groveland FL 34736 prior to visit.
Sun, Aug 30
12:00 PM – 5:00 PM
Clients/agents must visit model home located at 7677 Gemstone Drive, Groveland FL 34736 prior to visit.
About this home
7677 GEMSTONE STREET
What's Special: Model Leaseback | Model Home | Deep Backyard. Model Home Leaseback - Available Now! Welcome to the Maple at 7677 Gemstone Street in Waterstone. This Model Home opens with a bright foyer and a nearby half bath before flowing into a cozy great room that connects easily with the kitchen and dining area. The kitchen shines with beautiful quartz countertops that add both charm and everyday function, creating the perfect spot for cooking and gathering. Step outside to a peaceful patio made for unwinding or enjoying time with friends. Upstairs, the primary suite offers a calming retreat with its own bath and a spacious walk-in closet, while two additional bedrooms share a full bath conveniently placed near the laundry room. Thoughtful design and simple comfort come together here to create a home that feels instantly inviting. Spanning more than four hundred acres, Waterstone blends naturally into Groveland’s rolling landscape with lakes, gentle hills, and peaceful surroundings just minutes from Clermont. This lovely community offers easy access to the Western Beltway, Florida’s Turnpike, and State Roads fifty and nineteen. At home, you will enjoy planned amenities including a pool, cabana, dog park, Nature Play Space, and several National Wildlife Federation Monarch Butterfly Gardens. Waterstone brings nature, connection, and everyday convenience together in a place that feels peaceful, inspiring, and wonderfully connected. Additional Highlights Include a GE refrigerator, washer and dryer, and whole house blinds. MLS#O6381741
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,853
Sqft
0.17 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,492 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,813/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.8%
$/sqft vs WATERSTONE
$189 vs $184
Days on market
176 vs 48 typical
Where $189/sqft sits among the 22 homes for sale in WATERSTONE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Groveland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Groveland. See the full Groveland guide →
The numbers that matter
The Groveland market
$378K → $400K
Groveland median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
4 of 22
WATERSTONE have cut their price
Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the Groveland median. See the full Groveland market guide →
Paper trail
This home's history
Reality check
What actually sold near 7677 GEMSTONE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$360,000
363 CORNERSTONE DRIVE · same community
3 bd · 2.5 ba · 1,853 sqft · $194/sqft · 0 DOM
Sold · Dec ’25$344,940
7335 CAPSTONE DRIVE · same community
3 bd · 2.5 ba · 1,853 sqft · $186/sqft · 210 DOM
Sold · Mar ’26$330,000
7424 SANDSTONE DRIVE · same community
3 bd · 2.5 ba · 1,853 sqft · $178/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7677 GEMSTONE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7677 GEMSTONE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7677 GEMSTONE STREET FAQs
What would the monthly payment be for 7677 GEMSTONE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,492/mo — principal and interest, estimated property taxes, the $117/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7677 GEMSTONE STREET?+
The association fee works out to $117 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7677 GEMSTONE STREET?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7677 GEMSTONE STREET?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Groveland?+
At $350,000, this home is listed about 12% below the Groveland median of $398,990. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Groveland market on paper
$350,000 is 12% below the Groveland median of $398,990, and at $189/sqft it sits under the Groveland average of $224.
02Time on market is leverage
176 days on market against a Groveland median of 48 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $355,000, now $350,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC · Michelle Campbell. MLS #O6381741.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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