306 LOCH LOW DRIVE, SANFORD, FL, 32773
Active172 days on marketListed Feb 11, 2026MLS #O6381014
About this home
306 LOCH LOW DRIVE
One or more photo(s) has been virtually staged. **This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Charming 3 bedroom, 2 bathroom home located at 306 Loch Low Drive in Sanford, offering 1,276 square feet of heated living space. This inviting property features a comfortable and functional layout with bright living areas and well proportioned bedrooms, perfect for everyday living. The kitchen flows easily into the main living space, creating a welcoming setting for gathering with family and friends. The primary suite offers privacy and comfort, while the additional bedrooms provide flexibility for guests, a home office, or hobbies. Step outside to a large screened in patio at the back of the home, ideal for relaxing with your morning coffee or enjoying Florida evenings without the worry of insects. Beyond the patio, you will find a spacious are that may great for a garden and offers plenty of room for outdoor activities, entertaining, or simply enjoying the peaceful surroundings. The property also includes access to a nearby lake, adding classic Old Florida charm and providing opportunities for peaceful walks, scenic views, and outdoor enjoyment. Located just 3 miles from Orlando Sanford International Airport, this home offers exceptional convenience for travelers. Conveniently situated near shopping, dining, and major roadways, this property combines comfort, character, and accessibility in a desirable Sanford location.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,276
Sqft
0.2 ac
Lot size
2
Garage
1979
Year built
One
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,477 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,477/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.6%
$/sqft vs Sanford actives
$239 vs $216
Days on market
172 vs 29 typical
Where $239/sqft sits among the 393 Sanford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hidden Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
Hidden Lake — neighborhood snapshot
Population
3,172
Median age
41
Median income
$67,526
Median home value
$235,259
Avg household
2
Households w/ children
465
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $383K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
206 of 393
Sanford actives have cut their price
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the SANFORD 32773 median. See the full Sanford market guide →
Paper trail
This home's history
Reality check
What actually sold near 306 LOCH LOW DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$299,999
201 LOCH LOW DRIVE · same community
3 bd · 2 ba · 1,386 sqft · $216/sqft · 67 DOM
Sold · May ’26$360,000
205 LOCH LOW DRIVE · same community
4 bd · 2 ba · 1,986 sqft · $181/sqft · 172 DOM
Sold · Jan ’26$275,000
203 MARC STREET
3 bd · 2 ba · 1,316 sqft · $209/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 306 LOCH LOW DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 306 LOCH LOW DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
306 LOCH LOW DRIVE FAQs
What would the monthly payment be for 306 LOCH LOW DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,477/mo — principal and interest, the actual property-tax bill, the $31/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 306 LOCH LOW DRIVE?+
The association fee works out to $31 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 306 LOCH LOW DRIVE?+
The most recent tax bill on record (2025) was $4,261. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 306 LOCH LOW DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $305,000, this home is listed about 16% below the Sanford median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 306 LOCH LOW DRIVE?+
Wicklow Elementary School (elementary), Seminole High School (high), Crystal Lake Elementary School (elementary), Millennium Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$305,000 runs 10% above the SANFORD 32773 median.
02Garden & Pool & Trees/Woods & Water views
The garden and pool and trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
172 days on market against a Sanford median of 29 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $315,000, now $305,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · Thomas Nickley, Jr. MLS #O6381014.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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