105 PENTECOST WAY, FORT WALTON BEACH, FL, 32547
Active182 days on marketListed Feb 5, 2026MLS #O6380293
About this home
105 PENTECOST WAY
Welcome to this stunning, like-new townhome in the heart of Fort Walton Beach! Built in 2024, this meticulously maintained 4 bedroom, 2.5 bath home 1716 square feet of spacious living. Enjoy a prime location close to Eglin AFB, beautiful beaches, and Destin. Features include central air and heat, stainless steel appliances, and large comfortable bedrooms throughout. This home is move in ready for those seeking modern living in an unbeatable location.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,726
Sqft
0.04 ac
Lot size
1
Garage
2024
Year built
Two
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,752 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,752/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Fort Walton Beach
Get to know Fort Walton Beach. See the full Fort Walton Beach guide →
FORT WALTON BEACH 32547 — neighborhood snapshot
Population
35,522
Median age
36
Median income
$67,822
Median home value
$299,400
Avg household
2.39
Households w/ children
3,889
The numbers that matter
The Fort Walton Beach market
$509K → $260K
Fort Walton Beach median sold, yr/yr
92.6%
Sale-to-list ratio (12 mo)
Median sold price, Fort Walton Beach, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 105 PENTECOST WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 105 PENTECOST WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
105 PENTECOST WAY FAQs
What would the monthly payment be for 105 PENTECOST WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,752/mo — principal and interest, the actual property-tax bill, the $90/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 105 PENTECOST WAY?+
The association fee works out to $90 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 105 PENTECOST WAY?+
The most recent tax bill on record (2025) was $3,591. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 105 PENTECOST WAY?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort Walton Beach?+
At $348,000, this home is priced right at the Fort Walton Beach median.
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6380293.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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