David Ramirez
$610,000$650,0004 bd2.5 ba2,813 sqft$217 /sqft$4,487 /mo all-in ↓

6971 LUCCA STREET, ORLANDO, FL, 32819

Active114 days on marketListed Apr 10, 2026MLS #O6379775

Reduced $40KSingle Family ResidenceTOSCANA W

About this home

6971 LUCCA STREET

SELLER WILL CONTRIBUTE $10,000 at closing toward buyer's closing costs, prepaids, and/or interest rate buydown. Welcome to 6971 Lucca Street, a beautifully situated home offering privacy, comfort, and a strong sense of community in the heart of Orlando. Tucked within a well-maintained neighborhood, this residence provides a peaceful setting with thoughtful spacing between homes, ideal for relaxed everyday living. The layout is designed for both comfort and functionality, with inviting living spaces that easily accommodate entertaining or quiet nights at home. The property is fully equipped and on an ADT Security system. Pre-listing inspection has been completed with a clean report; minor maintenance items repaired. Inspection is available upon request. Enjoy an elevated lifestyle within this 24-hour gated community, offering peace of mind and exceptional convenience. HOA amenities include professionally maintained front-yard landscaping and lawn care, access to a resort-style community pool, an elegant clubhouse, and a fully equipped fitness center—providing residents with comfort, recreation, and effortless everyday living. Nearby Attractions & Amenities: Ideally located near world-renowned theme parks including Walt Disney World, Universal Orlando, and SeaWorld. Close to shopping, dining, entertainment, and everyday conveniences, with easy access to major highways, Orlando International Airport, and downtown Orlando. Nearby parks, golf courses, and recreational options enhance the lifestyle appeal of this desirable community.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,813

Sqft

0.13 ac

Lot size

2

Garage

2005

Year built

Two

Levels

$217

Per sqft

Inside

FlooringCarpet · Tile
AppliancesCooktop · Dishwasher · Microwave · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorNone

Community & fees

HOA fee$281/mo
Taxes (2024)$6,314/yr
PetsNo
CommunityClubhouse · Fitness Center · Gated Community - No Guard · Pool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,487 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,292
PMI (est., until 20% equity)$229
Property tax — 2024 actual bill$526
HOA fee — from the listing$281
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $61,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $61,000
Interest rate6.00%
Loan term

Estimated payment

$4,487/mo

Principal & interest$3,292
PMI (est., until 20% equity)$229
Property taxes (actual bill)$526
HOA / condo fee$281
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $610K
$586KedgeAI estimate $828,542 · range $747K$878K$913K

vs edgeAI estimate

−26.4%

$/sqft vs Orlando actives

$217 vs $251

Days on market

114 vs 34 typical

Where $217/sqft sits among the 400 Orlando actives

93
130 · this home
91
50
9
27
$151–205$205–259$259–314$314–368$368–422$422+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Florida Center

Map of 6971 LUCCA STREET inside its neighborhood boundary

Drive times from this address

Universal Orlando5 min
Downtown Orlando14 min
Walt Disney World20 min
Orlando Int’l Airport (MCO)25 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Florida Center — neighborhood snapshot

Population

1,422

Median age

43

Median income

$87,695

Median home value

$458,937

Avg household

1

Households w/ children

218

For the school run

Orange County School District

ElementaryTangelo Park Elementary★★★★
MiddleWestridge Middle★★★★
HighLake Buena Vista High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

169 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 53% above the ORLANDO 32819 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $610,000 $40K
Apr 10, 2026Listed at $650,000 · 114 days on market since
2005Built · TOSCANA W

Reality check

What actually sold near 6971 LUCCA STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6919 BRESCIA WAYSold · Nov ’25

$695,000

6919 BRESCIA WAY · same community

4 bd · 3 ba · 2,936 sqft · $237/sqft · 7 DOM

7348 REGINA WAYSold · Oct ’25

$495,000

7348 REGINA WAY · same community

3 bd · 2.5 ba · 2,357 sqft · $210/sqft · 60 DOM

6869 PIAZZA STREETSold · Jul ’26

$555,000

6869 PIAZZA STREET · same community

3 bd · 2.5 ba · 2,212 sqft · $251/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6971 LUCCA STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6971 LUCCA STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6971 LUCCA STREET FAQs

What would the monthly payment be for 6971 LUCCA STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,487/mo — principal and interest, the actual property-tax bill, the $281/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6971 LUCCA STREET?+

The association fee works out to $281 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6971 LUCCA STREET?+

The most recent tax bill on record (2024) was $6,314. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6971 LUCCA STREET?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $610,000, this home is listed about 56% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6971 LUCCA STREET?+

Tangelo Park Elementary (elementary), Westridge Middle (middle), Lake Buena Vista High School (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$610,000 runs 53% above the ORLANDO 32819 median — but at 2,813 sqft it's also nearly twice the size of the typical Orlando listing.

02Time on market is leverage

114 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $650,000, now $610,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Jayme Gottschall. MLS #O6379775.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Orlando homes, in your inbox

Like 6971 LUCCA STREET but not quite? A daily digest of every new listing in Orlando — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 2, 2026 at 7:12 PM UTC. The listing information on this page last changed on August 2, 2026 at 7:12 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 2, 2026 at 7:12 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 2, 2026 at 7:12 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.