David Ramirez
$539,900$560,0003 bd2.5 ba2,089 sqft$258 /sqft$4,140 /mo all-in ↓

2065 WHITE FEATHER LOOP, OAKLAND, FL, 34787

Active165 days on marketListed Feb 5, 2026MLS #O6379741

Reduced $20KSingle Family ResidenceOAKLAND TRLS PH 2

About this home

2065 WHITE FEATHER LOOP

Welcome to the highly desirable Oakland Trails, where this 2019 Meritage Home combines modern style, energy efficiency, and a thoughtfully designed layout for everyday comfort. Ideally situated approximately 30 minutes from Walt Disney World, Universal Orlando, and Downtown Orlando, the home provides convenient access to Central Florida's most popular destinations while preserving the peaceful atmosphere of an established neighborhood. Designed with functionality and flexibility in mind, this residence offers 3 bedrooms, 2.5 bathrooms, a two-car garage, and over 3,200 square feet of total living space. The open floor plan connects the living area, dining space, and gourmet kitchen, creating an inviting setting for daily living and entertaining. A spacious first-floor flex room offers endless possibilities as a home office, media room, formal living room, playroom, fitness space, guest room, or potential fourth bedroom. The gourmet kitchen features KitchenAid stainless steel appliances, quartz countertops, a custom tiled island, abundant cabinetry, and generous workspace while overlooking the main living and dining areas. High ceilings and oversized interior doors enhance the bright, open feel throughout the home. Upstairs, the primary suite includes a custom walk-in closet system and an ensuite bathroom. Additional bedrooms are generously sized, with ample storage throughout. Built with Meritage Homes' renowned energy-efficient construction, the home includes spray foam insulation, an advanced HVAC system with fresh-air intake and enhanced air purification, a combination metal and shingle roof, and a full gutter system. Enjoy the private courtyard, perfect for relaxing or entertaining. Oakland Trails offers scenic walking and biking trails, a community pool, clubhouse, dog park, beautifully maintained common areas, and top-rated schools. Historic Downtown Winter Garden, with its restaurants, breweries, boutiques, farmers market, and year-round events, is just minutes away. The property is well suited for long-term rental investment. For buyers with pet-related allergies or sensitivities, it may be helpful to know that no pets have lived in the home during the current ownership. A detailed list of builder upgrades and owner improvements will be provided to prospective buyers. Quality construction, flexible living, and an exceptional location make this move-in-ready home an outstanding opportunity in one of Winter Garden's most sought-after communities.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,089

Sqft

0.09 ac

Lot size

2

Garage

2019

Year built

Two

Levels

$258

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range Hood · Refrigerator · Washer · Water Softener
InteriorHigh Ceilings · Living Room/Dining Room Combo · Open Floorplan · Pest Guard System · PrimaryBedroom Upstairs · Smart Home · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal · Shingle
ConstructionBlock · Concrete
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener · Guest · Open
ExteriorBalcony · Courtyard · Garden · Irrigation System · Sidewalk

Community & fees

HOA fee$105/mo
Taxes (2024)$5,490/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesElectricity Available · Public · Sewer Connected · Sprinkler Well · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,140 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,178
FHA mortgage insurance (est.)$239
Property tax — 2024 actual bill$457
HOA fee — from the listing$105
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,897Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,897
Interest rate6.00%
Loan term

Estimated payment

$4,140/mo

Principal & interest$3,178
FHA mortgage insurance (est.)$239
Property taxes (actual bill)$457
HOA / condo fee$105
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $540K
$491KedgeAI estimate $515,795 · range $512K$522K$561K

vs edgeAI estimate

+4.7%

$/sqft vs Oakland actives

$258 vs $249

Days on market

165 vs 54 typical

Where $258/sqft sits among the 24 Oakland actives

14 · this home
1
1
2
1
5
$204–268$268–331$331–395$395–458$458–522$522+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oakland

Map of 2065 WHITE FEATHER LOOP

Drive times from this address

Downtown Orlando26 min
Universal Orlando27 min
Orlando Int’l Airport (MCO)34 min
Walt Disney World39 min

Get to know Oakland. See the full Oakland guide →

OAKLAND 34787 — neighborhood snapshot

Population

93,064

Median age

37.4

Median income

$114,988

Median home value

$475,000

Avg household

3.02

Households w/ children

13,499

For the school run

Orange County School District

ElementarySunridge Elementary★★★★★
MiddleSunridge Middle★★★★
HighWest Orange High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oakland market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$620K$1.7M

Oakland median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

11 of 24

Oakland actives have cut their price

Median sold price, Oakland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% above the OAKLAND 34787 median. See the full Oakland market guide →

Paper trail

This home's history

CurrentPrice reduced to $539,900 $20K
Feb 5, 2026Listed at $560,000 · 165 days on market since
2019Built · OAKLAND TRLS PH 2

Reality check

What actually sold near 2065 WHITE FEATHER LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2023 WHITE FEATHER LOOPSold · Dec ’25

$455,000

2023 WHITE FEATHER LOOP · same community

3 bd · 2.5 ba · 2,089 sqft · $218/sqft · 123 DOM

2390 STANDING ROCK CIRCLESold · Aug ’25

$625,000

2390 STANDING ROCK CIRCLE · same community

3 bd · 2.5 ba · 2,060 sqft · $303/sqft · 39 DOM

2090 STANDING ROCK CIRCLESold · Jan ’26

$537,000

2090 STANDING ROCK CIRCLE · same community

3 bd · 2.5 ba · 2,010 sqft · $267/sqft · 147 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2065 WHITE FEATHER LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2065 WHITE FEATHER LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2065 WHITE FEATHER LOOP FAQs

What would the monthly payment be for 2065 WHITE FEATHER LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,140/mo — principal and interest, the actual property-tax bill, the $105/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2065 WHITE FEATHER LOOP?+

The association fee works out to $105 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2065 WHITE FEATHER LOOP?+

The most recent tax bill on record (2024) was $5,490. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2065 WHITE FEATHER LOOP?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oakland?+

At $539,900, this home is listed about 32% below the Oakland median of $796,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2065 WHITE FEATHER LOOP?+

Sunridge Elementary (elementary), Sunridge Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Time on market is leverage

165 days on market against a Oakland median of 54 — sellers in this position are usually ready to negotiate.

02Strong assigned schools

Sunridge Elementary, Sunridge Middle, West Orange High — Sunridge Middle rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $560,000, now $539,900 — a $20K cut. The full history is in the market section below.

Listing courtesy of PINK MIAMI REAL ESTATE · Denis Bochkov. MLS #O6379741.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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