David Ramirez
$272,999$289,9992 bd2 ba1,456 sqft$187 /sqft$2,280 /mo all-in ↓

632 PORTOFINO DRIVE, KISSIMMEE, FL, 34759

Active189 days on marketListed Feb 5, 2026MLS #O6379328

Reduced $17KSingle Family ResidenceSOLIVITA PH 04C SEC 02

About this home

632 PORTOFINO DRIVE

Welcome to 632 Portofino Drive, a beautifully refreshed two-bedroom, two-bath residence offering comfort, convenience, and peace of mind in the heart of Poinciana. Freshly updated with new interior paint, a new roof, and new water heater, this home is ready for its next owner to move right in. The thoughtfully designed floor plan offers approximately 1,451 square feet of comfortable living space, featuring spacious living and dining areas, generously sized bedrooms, and two full bathrooms that provide both functionality and privacy. Step outside to enjoy a generously sized yard with endless possibilities for entertaining, gardening, or simply relaxing and enjoying Florida's year-round sunshine. Conveniently located near shopping, dining, schools, parks, golf courses, and community amenities, this home also offers easy access to major roadways, Orlando, world-renowned attractions, and Central Florida's many employment centers. Whether you're a first-time homebuyer, looking to downsize, searching for a seasonal residence, or adding to your investment portfolio, this well-maintained home offers an exceptional opportunity to enjoy the Florida lifestyle with the added confidence of significant recent updates.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,456

Sqft

0.16 ac

Lot size

2

Garage

2005

Year built

One

Levels

$187

Per sqft

Trees/Woods view55+ communityPets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer · Water Filtration System
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryCommon Area · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionConcrete · Stucco
FoundationSlab
ViewTrees/Woods
FacesNorthwest
ParkingGarage Door Opener · Ground Level · Oversized
ExteriorIrrigation System · Private Mailbox · Rain Gutters · Sidewalk

Community & fees

HOA fee$166/mo
Taxes (2025)$2,716/yr
PetsYes
CommunityFishing · Association Recreation - Owned · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Handicap Modified · Irrigation-Reclaimed Water · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesCable Available · Fiber Optics · Fire Hydrant · Phone Available · Sewer Available · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,280 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,607
FHA mortgage insurance (est.)$121
Property tax — 2025 actual bill$226
HOA fee — from the listing$166
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,555Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,555
Interest rate6.00%
Loan term

Estimated payment

$2,280/mo

Principal & interest$1,607
FHA mortgage insurance (est.)$121
Property taxes (actual bill)$226
HOA / condo fee$166
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $273K
$255KedgeAI estimate $272,890 · range $266K$296K$307K

vs edgeAI estimate

Right at the estimate

$/sqft vs Kissimmee actives

$187 vs $209

Days on market

189 vs 55 typical

Where $187/sqft sits among the 400 Kissimmee actives

78
126 · this home
106
46
15
29
$151–181$181–211$211–241$241–271$271–301$301+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Solivita

Map of 632 PORTOFINO DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World43 min
Universal Orlando53 min
Orlando Int’l Airport (MCO)60 min
Downtown Orlando60 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

Solivita — neighborhood snapshot

Population

7,195

Median age

69

Median income

$65,133

Median home value

$323,540

Avg household

2

Households w/ children

196

For the school run

Polk County School District

ElementaryPalmetto Elementary School★★★★★
MiddleLake Marion Creek Middle School★★★★
HighHaines City Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$365K$350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

185 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% above the KISSIMMEE 34759 median. See the full Kissimmee market guide →

Paper trail

This home's history

CurrentPrice reduced to $272,999 $17K
Feb 5, 2026Listed at $289,999 · 189 days on market since
2005Built · SOLIVITA PH 04C SEC 02

Reality check

What actually sold near 632 PORTOFINO DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

314 DAVINCI PASSSold · Dec ’25

$290,000

314 DAVINCI PASS · same community

2 bd · 2 ba · 1,467 sqft · $198/sqft · 69 DOM

645 PORTOFINO DRIVESold · Apr ’26

$270,000

645 PORTOFINO DRIVE · same community

2 bd · 2 ba · 1,467 sqft · $184/sqft · 18 DOM

356 DAVINCI PASSSold · Nov ’25

$334,750

356 DAVINCI PASS · same community

2 bd · 2 ba · 1,491 sqft · $225/sqft · 21 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 632 PORTOFINO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 632 PORTOFINO DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

632 PORTOFINO DRIVE FAQs

What would the monthly payment be for 632 PORTOFINO DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,280/mo — principal and interest, the actual property-tax bill, the $166/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 632 PORTOFINO DRIVE?+

The association fee works out to $166 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 632 PORTOFINO DRIVE?+

The most recent tax bill on record (2025) was $2,716. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 632 PORTOFINO DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $272,999, this home is listed about 28% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.

Which schools are assigned to 632 PORTOFINO DRIVE?+

Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$272,999 runs 24% above the KISSIMMEE 34759 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

189 days on market against a Kissimmee median of 55 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $289,999, now $272,999 — a $17K cut. The full history is in the market section below.

Listing courtesy of PREMIER SOTHEBYS INT'L REALTY · Ariana Austin-Gibbs. MLS #O6379328.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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