210 S 15TH STREET, PALATKA, FL, 32177
Active180 days on marketListed Feb 6, 2026MLS #O6379274
About this home
210 S 15TH STREET
FULLY RENOVATED & VACANT! STUNNING 4-BEDROOM, 2-BATHROOM GEM IN A QUIET NEIGHBORHOOD! This spectacular, move-in ready home has been meticulously transformed from top to bottom in 2025 with high-end finishes and modern aesthetics. Step inside to a bright, openconcept floor plan featuring BRAND NEW flooring throughout and abundant natural light. The fully remodeled kitchen features sleek granite countertops, stylish cabinetry, and appliances. Both bathrooms have been elegantly updated with contemporary vanities and custom finishes. Designed with an intelligent layout, this property offers incredible versatility for maximum space utilization or multi-generational living. Major structural and mechanical upgrades provide ultimate peace of mind, including a BRAND NEW HVAC system, completely updated plumbing, brand new insulation for maximum energy efficiency, fresh interior/exterior paint, and newly installed gutters. NO HOA! The seller is highly motivated for a quick closing. This beautiful, turn-key dream home won't last—schedule your private tour today! Listing agent is the spouse of the seller
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,409
Sqft
0.17 ac
Lot size
1952
Year built
One
Levels
$135
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,430 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,430/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.1%
$/sqft vs Palatka actives
$135 vs $173
Days on market
180 vs 83 typical
Where $135/sqft sits among the 25 Palatka actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palatka
Get to know Palatka. See the full Palatka guide →
PALATKA 32177 — neighborhood snapshot
Population
26,046
Median age
41.6
Median income
$47,486
Median home value
$158,800
Avg household
2.4
Households w/ children
3,008
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palatka market
$191K → $230K
Palatka median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
18 of 25
Palatka actives have cut their price
Median sold price, Palatka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 73% above the PALATKA 32177 median. See the full Palatka market guide →
Paper trail
This home's history
Reality check
What actually sold near 210 S 15TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$244,800
810 MOSELEY AVENUE
4 bd · 2 ba · 1,440 sqft · $170/sqft · 7 DOM
Sold · Feb ’26$230,000
2008 CARR STREET
3 bd · 2 ba · 1,323 sqft · $174/sqft · 112 DOM
Sold · Dec ’25$170,000
606 FERN STREET
3 bd · 2 ba · 1,314 sqft · $129/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 210 S 15TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 210 S 15TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
210 S 15TH STREET FAQs
What would the monthly payment be for 210 S 15TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,430/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 210 S 15TH STREET?+
The most recent tax bill on record (2025) was $837. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palatka?+
At $189,700, this home is listed about 27% below the Palatka median of $261,450. The market section on this page shows how the area is trending.
Which schools are assigned to 210 S 15TH STREET?+
William D. Moseley Elementary School (elementary), Palatka Junior - Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$189,700 runs 73% above the PALATKA 32177 median.
02Time on market is leverage
180 days on market against a Palatka median of 83 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $219,800, now $189,700 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AGENT TRUST REALTY CORPORATION · Jose Villafana. MLS #O6379274.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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