923 GAILLARDIA DRIVE, INDIAN LAKE ESTATES, FL, 33855
Active179 days on marketListed Feb 10, 2026MLS #O6379238
About this home
923 GAILLARDIA DRIVE
INVEST and WAIT or Build your dream home on this spacious .55 acre lot in the desirable Indian Lake Estates community in Polk County, Florida. Enjoy private access to Lake Weohyakapka, a 7,528-acre freshwater lake known for excellent bass fishing, along with the largest freshwater dock in the state, boat ramp, and Jet Ski access. Community amenities include an 18-hole signature golf course, clubhouse, pavilion, tennis, basketball, shuffleboard courts, and year-round events. Peaceful, nature-filled setting with easy access to US Hwy 27, Florida Turnpike, I-4, and close proximity to Legoland, Wild Outdoor activities, Disney and Vero Beach. A perfect opportunity for lifestyle or investment.
Facts & features
The home at a glance
0.55 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$409 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$409/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Indian Lake Estates
Get to know Indian Lake Estates. See the full Indian Lake Estates guide →
INDIAN LAKE ESTATES 33855 — neighborhood snapshot
Population
33
Median age
68.1
Avg household
1.94
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Lake Estates market
$327K → $330K
Indian Lake Estates median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Indian Lake Estates, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the INDIAN LAKE ESTATES 33855 median. See the full Indian Lake Estates market guide →
Paper trail
This home's history
Reality check
What actually sold near 923 GAILLARDIA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$90,000
3500 ORCHID DRIVE · same community
2 bd · 1 ba · 950 sqft · $95/sqft · 5 DOM
Sold · Mar ’26$65,000
3771 INDIAN LAKE DRIVE · same community
3 bd · 1 ba · 998 sqft · $65/sqft · 0 DOM
Sold · Nov ’25$229,850
3601 PARK AVENUE · same community
2 bd · 2 ba · 1,030 sqft · $223/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 923 GAILLARDIA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 923 GAILLARDIA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
923 GAILLARDIA DRIVE FAQs
What would the monthly payment be for 923 GAILLARDIA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $409/mo — principal and interest, the actual property-tax bill, the $110/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 923 GAILLARDIA DRIVE?+
The association fee works out to $110 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 923 GAILLARDIA DRIVE?+
The most recent tax bill on record (2025) was $179. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 923 GAILLARDIA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Lake Estates?+
At $19,620, this home is listed about 95% below the Indian Lake Estates median of $369,900. The market section on this page shows how the area is trending.
Which schools are assigned to 923 GAILLARDIA DRIVE?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the INDIAN LAKE ESTATES 33855 market on paper
$19,620 is 10% below the INDIAN LAKE ESTATES 33855 median of $21,700.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
179 days on market against a Indian Lake Estates median of 53 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of THE FLORIDA LOUNGE REALTY LLC · Letícia Amorim. MLS #O6379238.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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