1130 MECHANIC STREET, MAITLAND, FL, 32751
Active185 days on marketListed Feb 2, 2026MLS #O6379054
About this home
1130 MECHANIC STREET
This 0.26 acre cleared lot is ready for you to create the home of your dreams! Nestled among majestic oak trees, it provides a serene and private setting while maintaining easy access to everything you need. Enjoy the perfect blend of a peaceful, country-like atmosphere right in the heart of the city. Located less than a mile from Maitland Community Park, you'll have access to sports courts, scenic trails, picnic pavilions, and two playgrounds. It's also a short walk to the Seminary Lake and the SunRail Maitland station. This lot offers a rare opportunity to build in a highly sought-after area surrounded by natural beauty and convenience.
Facts & features
The home at a glance
0.26 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,772 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,772/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Maitland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Maitland. See the full Maitland guide →
MAITLAND 32751 — neighborhood snapshot
Population
22,853
Median age
38.7
Median income
$94,277
Median home value
$433,100
Avg household
2.27
Households w/ children
2,397
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Maitland market
$508K → $545K
Maitland median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Maitland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the MAITLAND 32751 median. See the full Maitland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1130 MECHANIC STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$330,000
1020 DRURY LANE · same community
2 bd · 2 ba · 1,032 sqft · $320/sqft · 187 DOM
Sold · Jun ’26$265,000
1030 DRURY LANE · same community
3 bd · 2 ba · 1,116 sqft · $237/sqft · 17 DOM
Sold · Feb ’26$275,000
1167 DELMAR STREET · same community
2 bd · 1.5 ba · 1,176 sqft · $234/sqft · 231 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1130 MECHANIC STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1130 MECHANIC STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1130 MECHANIC STREET FAQs
What would the monthly payment be for 1130 MECHANIC STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,772/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1130 MECHANIC STREET?+
The most recent tax bill on record (2025) was $734. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Maitland?+
At $245,000, this home is listed about 51% below the Maitland median of $500,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1130 MECHANIC STREET?+
Lake Orienta Elementary School (elementary), Milwee Middle School (middle), Lyman High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MAITLAND 32751 market on paper
$245,000 is 39% below the MAITLAND 32751 median of $399,000.
02Time on market is leverage
185 days on market against a Maitland median of 46 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $250,000, now $245,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PALMANO GROUP RE BROKERAGE LLC · Richard Palmano. MLS #O6379054.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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