
3441 HICKORY CREEK ROAD, DELTONA, FL, 32738
Active184 days on marketListed Feb 3, 2026MLS #O6378974
About this home
3441 HICKORY CREEK ROAD
PRIVATE COUNTRY LIVING AT ITS BEST! *NOW OFFERED AT A NEW PRICE!* | EXTENSIVELY UPDATED & METICULOUSLY MAINTAINED | PRIVATE 20+ ACRE ESTATE | BACKS TO 7,500+ ACRE PRESERVE | PRIVATE CREEK & TRAILS | PRIVATE POOL & SPA | TURNKEY CONDITION | Welcome to a private estate where luxury meets nature, offering over 20 acres of serene Florida landscape within the highly sought-after gated community of Summerfield Farms. Backing up to more than 7,500 acres of protected nature preserve, this property provides lasting privacy and a setting that feels truly untouched. The land itself offers a unique blend of high and low terrain, creating the perfect environment for hiking, exploring, and riding ATVs or recreational vehicles right on your own property. Whether it’s camping under the stars, enjoying the quiet around the fire pit, or simply sitting still in a deer stand watching deer pass through, this property offers a lifestyle that’s hard to find. Inside, the home features four spacious bedrooms, including a primary suite and a second master-style bedroom, along with four full bathrooms and a large bonus room that easily functions as a fifth bedroom, office, media room, or multi-generational space. The open layout, chef's kitchen, and thoughtful design make it ideal for both everyday living and entertaining. The oversized garage offers increased door and ceiling height, perfect for larger vehicles or outdoor equipment. Built with concrete block construction and spray foam insulation, the home also includes Starlink internet, whole-home security, whole-home surge protection, and a generator hookup for added reliability. Major Updates: Roof (2025), HVAC (2018), Water Heater & Pool Heater (2023), Well Tank (2023), Garage Opener (2024), Guest Bath (2026: countertops, sinks, faucets, hardware), Interior/Exterior Paint. Step outside to your private retreat featuring a resort-style pool and heated spa, fire pit, and a private pond that enhances the natural beauty of the property. Surrounded by mature landscape and frequent wildlife, this is a place where you can truly unwind. With over 20 acres, preserve-backed privacy, and endless outdoor potential, this estate offers a rare opportunity to own a property that blends comfort, space, and true Florida living. Listed below appraised value, this is a unique opportunity to secure a one-of-a-kind estate. Schedule your showing today!
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,740
Sqft
19.99 ac
Lot size
2
Garage
2002
Year built
Two
Levels
$307
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,386 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,386/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Deltona actives
$307 vs $204
Days on market
184 vs 30 typical
Where $307/sqft sits among the 306 Deltona actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield Farms
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deltona. See the full Deltona guide →
Summerfield Farms — neighborhood snapshot
Population
113
Median age
34
Median income
$83,364
Median home value
$230,739
Avg household
3
Households w/ children
19%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deltona market
$300K → $319K
Deltona median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
150 of 306
Deltona actives have cut their price
Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 204% above the DELTONA 32738 median. See the full Deltona market guide →
Paper trail
This home's history
Reality check
What actually sold near 3441 HICKORY CREEK ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$429,990
1912 BAYPORT DRIVE
5 bd · 3 ba · 2,601 sqft · $165/sqft · 133 DOM
Sold · Mar ’26$475,000
3289 TALLWOOD DRIVE
4 bd · 3.5 ba · 2,998 sqft · $158/sqft · 6 DOM
Sold · Jun ’26$675,000
3335 RIVERHEAD DRIVE
4 bd · 2.5 ba · 2,456 sqft · $275/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3441 HICKORY CREEK ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3441 HICKORY CREEK ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3441 HICKORY CREEK ROAD FAQs
What would the monthly payment be for 3441 HICKORY CREEK ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,386/mo — principal and interest, the actual property-tax bill, the $67/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3441 HICKORY CREEK ROAD?+
The association fee works out to $67 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3441 HICKORY CREEK ROAD?+
The most recent tax bill on record (2025) was $3,739. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3441 HICKORY CREEK ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deltona?+
At $839,900, this home is listed about 155% above the Deltona median of $328,950. The market section on this page shows how the area is trending.
Which schools are assigned to 3441 HICKORY CREEK ROAD?+
Pride Elementary School (elementary), Heritage Middle School (middle), Pine Ridge High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$839,900 runs 204% above the DELTONA 32738 median — but at 2,740 sqft it's also 70% larger than the typical Deltona listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
184 days on market against a Deltona median of 30 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $884,900, now $839,900 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS WINTER PARK · Lana More. MLS #O6378974.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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