David Ramirez
$459,0003 bd2 ba1,560 sqft$294 /sqft$3,627 /mo all-in ↓

4875 SWEET CEDAR CIRCLE, ORLANDO, FL, 32829

Active164 days on marketListed Feb 9, 2026MLS #O6378847

Single Family ResidenceTIVOLI WOODS VILLAGE A 51 67

About this home

4875 SWEET CEDAR CIRCLE

COMPLETELY RENOVATED breathtaking home in sought-after Bella Vista at Tivoli! NEW roof 2022. NEW HVAC 2023. NEW water heater 2023. NEW backyard fence 2025. NEW rear patio awning 2025. NEW garage flooring epoxy 2025. NEW primary bathroom floors 2025. NEW 240V electric vehicle receptacle in garage 2025. Kitchen & bathrooms very tastefully renovated to a high end finish. SAVE by not having to renovate a resale or pay for expensive new construction. This highly desirable single story features three bedrooms & two bathrooms plus a bonus room that is currently used as an office. The bonus room could remain as an office or be converted to a fitness center, dining room, living room, or bedroom. HOA includes a beautiful community pool, basketball court, & park. Location, location, location - convenient to shopping, restaurants, & schools. WELCOME to your new amazing home, in an amazing community, at an amazing value! ***Please note, photos taken the week of the deep freeze in Orlando which is why the front door palm tree & grass in photos is browned***

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,560

Sqft

0.14 ac

Lot size

2

Garage

2005

Year built

One

Levels

$294

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDisposal · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Thermostat · Window Treatments
LaundryElectric Dryer Hookup · In Kitchen · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesWest
ExteriorAwning(s) · Irrigation System · Private Yard · Sidewalk · Sliding Doors

Community & fees

HOA fee$82/mo
Taxes (2024)$5,765/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,627 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,702
FHA mortgage insurance (est.)$203
Property tax — 2024 actual bill$480
HOA fee — from the listing$82
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,065Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,065
Interest rate6.00%
Loan term

Estimated payment

$3,627/mo

Principal & interest$2,702
FHA mortgage insurance (est.)$203
Property taxes (actual bill)$480
HOA / condo fee$82
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $459K
$359KedgeAI estimate $392,553 · range $374K$415K$477K

vs edgeAI estimate

+16.9%

Days on market

164 vs 34 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of 4875 SWEET CEDAR CIRCLE

Drive times from this address

Downtown Orlando16 min
Orlando Int’l Airport (MCO)18 min
Universal Orlando29 min
Walt Disney World36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

ORLANDO 32829 — neighborhood snapshot

Population

20,123

Median age

35.1

Median income

$94,138

Median home value

$348,800

Avg household

3.06

Households w/ children

3,004

For the school run

Orange County School District

ElementaryPinar Elementary★★★★★
MiddleLiberty Middle★★★★★
HighColonial High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% above the ORLANDO 32829 median. See the full Orlando market guide →

Paper trail

This home's history

Feb 9, 2026Listed at $459,000 · 164 days on market since
2005Built · TIVOLI WOODS VILLAGE A 51 67

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4875 SWEET CEDAR CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4875 SWEET CEDAR CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4875 SWEET CEDAR CIRCLE FAQs

What would the monthly payment be for 4875 SWEET CEDAR CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,627/mo — principal and interest, the actual property-tax bill, the $82/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4875 SWEET CEDAR CIRCLE?+

The association fee works out to $82 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4875 SWEET CEDAR CIRCLE?+

The most recent tax bill on record (2024) was $5,765. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4875 SWEET CEDAR CIRCLE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $459,000, this home is listed about 18% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4875 SWEET CEDAR CIRCLE?+

Pinar Elementary (elementary), Liberty Middle (middle), Colonial High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · James Condino. MLS #O6378847.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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