David Ramirez
$385,000$430,0002 bd2 ba1,260 sqft$306 /sqft$2,688 /mo all-in ↓

232 WIMBLEDON CIRCLE UNIT 232, LAKE MARY, FL, 32746

Active175 days on marketListed Feb 3, 2026MLS #O6378743

Priced 4% below the LAKE MARY 32746 medianReduced $45KCondominiumHEATHROW

About this home

232 WIMBLEDON CIRCLE UNIT 232

Welcome to Heathrow and this rare opportunity to own a One Story Villa featuring 2 Bedrooms, 2 Bathrooms, and a 2 Car Garage. Private location in the front of Heathrow with a screened patio and landscaped yard. Great room open plan with split bedrooms and private bathrooms. Gourmet Kitchen with Granite countertops and all newer appliances that will convey. Updates to the Villa include: New Roof 2022, Skylights 2022, Exterior Paint, Updated landscaping 2025, New Stones and Mulch 2026, Newer Trane HVAC 2023, Newer Hot Water Heater, Garage floor painted, Replumbed, and with washer and dryer hookup. The HOA fees include Spectrum basic cable and Wifi, the mowing, trimming, including hedges, maintenance of the roof and exterior building. Heathrow is a gated golf course community with 24 hour manned gate and roaming patrol. The Heathrow Country Club offers additional optional memberships to social, pool, tennis, and golf memberships. This Villa may be under audio and video surveillance. Centrally located and close to restaurants, shopping, I-4 and 417 Access.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,260

Sqft

0.05 ac

Lot size

2

Garage

1987

Year built

One

Levels

$306

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Travertine
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Open Floorplan · Skylight(s) · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryOther
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
FacesWest
ParkingGarage Door Opener
ExteriorIrrigation System · Sliding Doors

Community & fees

Taxes (2024)$1,096/yr
PetsYes
CommunityDock · Association Recreation - Owned · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fire Hydrant · Phone Available · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,688 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,266
FHA mortgage insurance (est.)$170
Property tax — 2024 actual bill$91
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,475Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,475
Interest rate6.00%
Loan term

Estimated payment

$2,688/mo

Principal & interest$2,266
FHA mortgage insurance (est.)$170
Property taxes (actual bill)$91
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $385K
$215KedgeAI estimate $247,179 · range $224K$301K$400K

vs edgeAI estimate

+55.8%

$/sqft vs Lake Mary actives

$306 vs $238

Days on market

175 vs 42 typical

Where $306/sqft sits among the 166 Lake Mary actives

31
32
46
24
11 · this home
22
$150–186$186–222$222–258$258–294$294–330$330+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Mary

Map of 232 WIMBLEDON CIRCLE UNIT 232

Drive times from this address

Downtown Orlando23 min
Universal Orlando36 min
Orlando Int’l Airport (MCO)43 min
Walt Disney World48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Mary. See the full Lake Mary guide →

LAKE MARY 32746 — neighborhood snapshot

Population

45,970

Median age

43.8

Median income

$111,534

Median home value

$420,200

Avg household

2.41

Households w/ children

5,472

For the school run

Seminole County School District

ElementaryHeathrow Elementary School★★★★★
MiddleMarkham Woods Middle School★★★★★
HighSeminole High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Mary market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$446K$488K

Lake Mary median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

94 of 166

Lake Mary actives have cut their price

Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% below the LAKE MARY 32746 median. See the full Lake Mary market guide →

Paper trail

This home's history

CurrentPrice reduced to $385,000 $45K
Feb 3, 2026Listed at $430,000 · 175 days on market since
1987Built · HEATHROW

Reality check

What actually sold near 232 WIMBLEDON CIRCLE UNIT 232

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

224 WIMBLEDON CIRCLESold · Apr ’26

$520,000

224 WIMBLEDON CIRCLE · same community

2 bd · 2 ba · 1,514 sqft · $343/sqft · 15 DOM

864 LAKEWORTH CIRCLESold · Jun ’26

$544,900

864 LAKEWORTH CIRCLE · same community

3 bd · 2 ba · 1,747 sqft · $312/sqft · 1 DOM

1380 TADSWORTH TERRACESold · Jan ’26

$559,950

1380 TADSWORTH TERRACE · same community

3 bd · 2 ba · 1,946 sqft · $288/sqft · 66 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 232 WIMBLEDON CIRCLE UNIT 232 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 232 WIMBLEDON CIRCLE UNIT 232 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

232 WIMBLEDON CIRCLE UNIT 232 FAQs

What would the monthly payment be for 232 WIMBLEDON CIRCLE UNIT 232?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,688/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 232 WIMBLEDON CIRCLE UNIT 232?+

The most recent tax bill on record (2024) was $1,096. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 232 WIMBLEDON CIRCLE UNIT 232?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Mary?+

At $385,000, this home is listed about 10% below the Lake Mary median of $429,000. The market section on this page shows how the area is trending.

Which schools are assigned to 232 WIMBLEDON CIRCLE UNIT 232?+

Heathrow Elementary School (elementary), Markham Woods Middle School (middle), Seminole High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the LAKE MARY 32746 market on paper

$385,000 is 4% below the LAKE MARY 32746 median of $399,000.

02Time on market is leverage

175 days on market against a Lake Mary median of 42 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Heathrow Elementary School, Markham Woods Middle School, Seminole High School — Heathrow Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $430,000, now $385,000 — a $45K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Michelle O'Callaghan. MLS #O6378743.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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