1401 CAPTIVA COVE UNIT 23, SANFORD, FL, 32771
Active183 days on marketListed Feb 2, 2026MLS #O6378625
About this home
1401 CAPTIVA COVE UNIT 23
New Price !! Step into this remarkable contemporary 3-bedroom, 2.5-bathroom townhome nestled within the exclusive gated enclave of River's Edge, perfectly positioned in Sanford's coveted Seminole County location. This expertly crafted two-story residence, completed in 2022, delivers 1,458 square feet of sophisticated architectural design with contemporary appeal throughout! As you enter, you'll be welcomed by an impressive 8-foot entrance door featuring stunning glass panels that welcome you into a seamlessly flowing open-concept layout connecting the living area, dining space, and culinary zone. The chef-inspired kitchen boasts stone countertops, premium stainless-steel appliances, generous cabinetry, a well-organized pantry, and an inviting breakfast bar—ideal for hosting memorable gatherings! A convenient powder room on the main level ensures guest comfort. The upper level reveals three generously sized bedrooms, each providing excellent storage solutions. The master suite serves as your private sanctuary, featuring an expansive walk-in closet, dual sink vanities, and luxurious carpeting for ultimate relaxation. Two additional well-designed bedrooms share access to a complete bathroom. The laundry room is thoughtfully positioned on the second floor near all bedrooms and comes equipped with washer and dryer units. River's Edge features scenic walking trails, family-friendly play areas, and tranquil conservation spaces where innovative design meets superior construction, creating a welcoming neighborhood for families. Homeowners will appreciate easy access to the Sanford Riverwalk through the Lake Monroe Promenade and proximity to Historic Downtown Sanford. This community provides convenient access to major highways including I-4, SR 429 & SR 417, healthcare centers, top-tier shopping venues, dining establishments, highly-rated Seminole County schools, and world-renowned entertainment options. Seize this exceptional chance to secure a wonderful place to call home! Book your exclusive showing now! This home includes a Home Warranty for complete peace of mind!! (Property may be subject to Audio/Video Surveillance) **Seller is offering a lender-paid temporary rate buydown through a participating lender, which may reduce buyer’s initial interest rate and monthly payment, subject to buyer qualification and lender terms. Buyer is not required to use the participating lender. Contact listing agent for details**
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,476
Sqft
0 ac
Lot size
1
Garage
2022
Year built
Two
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,913 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,913/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.7%
$/sqft vs Sanford actives
$233 vs $216
Days on market
183 vs 32 typical
Where $233/sqft sits among the 396 Sanford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sanford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
SANFORD 32771 — neighborhood snapshot
Population
59,708
Median age
38.7
Median income
$74,520
Median home value
$332,500
Avg household
2.66
Households w/ children
7,359
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $378K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
206 of 396
Sanford actives have cut their price
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the SANFORD 32771 median. See the full Sanford market guide →
Paper trail
This home's history
Reality check
What actually sold near 1401 CAPTIVA COVE UNIT 23
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$300,000
5138 FIORELLA LANE
3 bd · 2.5 ba · 1,491 sqft · $201/sqft · 105 DOM
Sold · May ’26$305,000
5439 VIA APPIA WAY
3 bd · 2.5 ba · 1,524 sqft · $200/sqft · 5 DOM
Sold · Feb ’26$310,000
5373 VIA APPIA WAY
3 bd · 2.5 ba · 1,524 sqft · $203/sqft · 286 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1401 CAPTIVA COVE UNIT 23 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1401 CAPTIVA COVE UNIT 23 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1401 CAPTIVA COVE UNIT 23 FAQs
What would the monthly payment be for 1401 CAPTIVA COVE UNIT 23?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,913/mo — principal and interest, the actual property-tax bill, the $239/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1401 CAPTIVA COVE UNIT 23?+
The association fee works out to $239 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1401 CAPTIVA COVE UNIT 23?+
The most recent tax bill on record (2025) was $3,999. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1401 CAPTIVA COVE UNIT 23?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $344,500, this home is listed about 9% below the Sanford median of $379,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1401 CAPTIVA COVE UNIT 23?+
Goldsboro Elementary Magnet (elementary), Idyllwilde Elementary School (elementary), Bentley Elementary School (elementary), Seminole High School (high), Wilson Elementary School (elementary), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
183 days on market against a Sanford median of 32 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Goldsboro Elementary Magnet, Idyllwilde Elementary School, Bentley Elementary School, Seminole High School, Wilson Elementary School, Markham Woods Middle School — Goldsboro Elementary Magnet rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $370,000, now $344,500 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Ruby Margaret. MLS #O6378625.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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