1245 CATALPA LANE, ORLANDO, FL, 32806
Active188 days on marketListed Feb 1, 2026MLS #O6378127
About this home
1245 CATALPA LANE
Versatile Multi-Space Property | Strong Income Potential | Furniture Negotiable Unique opportunity to acquire a highly versatile property with multiple living spaces and layouts, ideal for investors or owner-occupants seeking flexibility and long-term value. The property has been configured to accommodate separate entrances, bonus areas, and dedicated workspaces, making it suitable for a variety of uses and rental strategies. The home offers spacious interiors, multiple bedrooms and bathrooms, and adaptable layouts that can function as a single large residence or be utilized in a more segmented configuration, depending on the buyer’s vision. Features include bright living areas, enclosed porch/bonus spaces, and outdoor areas that enhance functionality and appeal. The property is currently furnished, and the furniture is negotiable as part of the sale, offering a potential turnkey opportunity. Recent updates and thoughtful improvements throughout the property support ease of use and future customization. Its location provides walkable access to shops, dining, and transportation, while remaining close to major roads and city conveniences. Whether you are looking for a value-add investment, a multi-use residential property, or a home with flexible living arrangements, this property presents a rare opportunity with strong upside potential. Seller financing available
Facts & features
The home at a glance
7
Bedrooms
5
Bathrooms
2,964
Sqft
0.24 ac
Lot size
1957
Year built
One
Levels
$243
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,848 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,848/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Orlando actives
$243 vs $251
Days on market
188 vs 41 typical
Where $243/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dover Shores West
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Dover Shores West — neighborhood snapshot
Population
1,007
Median age
43
Median income
$98,114
Median home value
$399,055
Avg household
3
Households w/ children
77%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
176 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% above the ORLANDO 32806 median. See the full Orlando market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1245 CATALPA LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1245 CATALPA LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1245 CATALPA LANE FAQs
What would the monthly payment be for 1245 CATALPA LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,848/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1245 CATALPA LANE?+
The most recent tax bill on record (2025) was $6,395. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Orlando?+
At $720,000, this home is listed about 85% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1245 CATALPA LANE?+
Lake Como School (elementary), William R Boone High (high), Hillcrest Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$720,000 runs 68% above the ORLANDO 32806 median — but at 2,964 sqft it's also nearly twice the size of the typical Orlando listing.
02Time on market is leverage
188 days on market against a Orlando median of 41 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lake Como School, William R Boone High, Hillcrest Elementary — Hillcrest Elementary rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $750,000, now $720,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Andres Ospina Rivera. MLS #O6378127.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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