
55316 CLAIRE STREET, ASTOR, FL, 32102
Active186 days on marketListed Jan 30, 2026MLS #O6376841
About this home
55316 CLAIRE STREET
Your search is finally over! DIRECT ST. JOHNS RIVER FRONTAGE | PRIVATE DOCK | CONCRETE SEAWALL | BOATHOUSE | DEEP-WATER NAVIGABLE ACCESS | 4 BEDROOMS | 4 BATHROOMS | HISTORIC ASTOR WATERFRONT HOME. Located at 55316 CLAIRE STREET in the heart of ASTOR, FLORIDA, this rare 1910 WATERFRONT SINGLE-FAMILY RESIDENCE sits directly on the ST. JOHNS RIVER and offers OLD FLORIDA CHARACTER, flexible living space, and exceptional long-term waterfront value. Built in 1910 and thoughtfully expanded over time, with an effective year of 1995, the home provides approximately 2,714 SQUARE FEET of living space across 4 BEDROOMS AND 4 BATHROOMS. The MAIN HOME features 3 BEDROOMS AND 3 BATHROOMS, including a FIRST-FLOOR PRIMARY BEDROOM, formal living and dining rooms, a WOOD-BURNING FIREPLACE, and expansive windows showcasing beautiful river views. Above the 2-CAR GARAGE, an ATTACHED 1-BEDROOM, 1-BATHROOM APARTMENT WITH A PRIVATE ENTRANCE offers excellent potential for MULTI-GENERATIONAL LIVING, GUEST ACCOMMODATIONS, OR RENTAL INCOME and is currently tenant-occupied. Interior features include ENGINEERED HARDWOOD FLOORING, SOLID WOOD CABINETRY, UPDATED KITCHENS WITH GRANITE COUNTERTOPS, and refreshed lighting throughout the living areas. Major improvements include UPDATED HVAC, an UPDATED WATER HEATER, and durable METAL ROOFING, providing added longevity and value. The home sits on an approximately 0.19-ACRE WATERFRONT LOT with WEST-FACING FRONT EXPOSURE, unobstructed river views, stunning sunsets, wildlife activity, and year-round boating enjoyment. The property is located in FEMA FLOOD ZONE AE, with mitigation measures already completed. Outside, the riverfront setting is the true highlight, offering DIRECT DEEP-WATER ACCESS, an UPDATED PRIVATE DOCK, CONCRETE SEAWALL, BOATHOUSE, and convenient access for boating, fishing, kayaking, and travel north toward PALATKA or south toward DELAND through the wider ST. JOHNS WATERWAY SYSTEM. ASTOR is known for its OLD FLORIDA RIVER-TOWN CHARM, rich history, outdoor recreation, and peaceful natural surroundings, making it an ideal destination for buyers seeking a slower pace without sacrificing waterfront access. Your search is finally over! This UNIQUE HISTORIC ASTOR WATERFRONT HOME offers DIRECT ST. JOHNS RIVER FRONTAGE, PRIVATE DOCKAGE, A BOATHOUSE, CONCRETE SEAWALL, DEEP-WATER NAVIGABLE ACCESS, 4 BEDROOMS, 4 BATHROOMS, FLEXIBLE LIVING SPACE, and EXCEPTIONAL LONG-TERM WATERFRONT VALUE.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,714
Sqft
0.17 ac
Lot size
2
Garage
1910
Year built
Two
Levels
$158
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,199 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,199/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Astor actives
$158 vs $228
Days on market
186 vs 49 typical
Where $158/sqft sits among the 35 Astor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Astor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Astor. See the full Astor guide →
ASTOR 32102 — neighborhood snapshot
Population
2,401
Median age
59
Median income
$56,598
Median home value
$142,500
Avg household
1.94
Households w/ children
97%
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Astor market
$235K → $250K
Astor median sold, yr/yr
89.2%
Sale-to-list ratio (12 mo)
20 of 35
Astor actives have cut their price
Median sold price, Astor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 79% above the ASTOR 32102 median. See the full Astor market guide →
Paper trail
This home's history
Reality check
What actually sold near 55316 CLAIRE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$210,000
55315 5TH STREET · same community
2 bd · 1 ba · 864 sqft · $243/sqft · 44 DOM
Sold · May ’26$395,000
1511 RIVEREDGE COURT
4 bd · 3 ba · 2,721 sqft · $145/sqft · 71 DOM
Sold · Aug ’25$150,000
55119 5TH STREET
3 bd · 2 ba · 2,109 sqft · $71/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 55316 CLAIRE STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 55316 CLAIRE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
55316 CLAIRE STREET FAQs
What would the monthly payment be for 55316 CLAIRE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,199/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 55316 CLAIRE STREET?+
The most recent tax bill on record (2025) was $3,811. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 55316 CLAIRE STREET?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Astor?+
At $429,900, this home is listed about 56% above the Astor median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 55316 CLAIRE STREET?+
Spring Creek Charter School (elementary), Umatilla Middle School (middle), Umatilla High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$429,900 runs 79% above the ASTOR 32102 median — but at 2,714 sqft it's also nearly twice the size of the typical Astor listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
186 days on market against a Astor median of 49 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $459,000, now $429,900 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Charles Watson. MLS #O6376841.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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