David Ramirez
$250,000$275,0003 bd2 ba1,561 sqft$160 /sqft$2,424 /mo all-in ↓

702 SAINT MATTHEW CIRCLE, ALTAMONTE SPRINGS, FL, 32714

Active180 days on marketListed Jan 25, 2026MLS #O6376797

Reduced $25KTownhouseJAMESTOWN VILLAGE UNIT 1

About this home

702 SAINT MATTHEW CIRCLE

Stabilized, tenant-occupied end-unit townhouse in Altamonte Springs offering one-level living with over 1,500 square feet and a long-term lease in place through January 2027 at $2,200/month. The property has been fully renewed and features a functional 3-bedroom, 2-bath layout with durable finishes throughout, including updated kitchen cabinetry, quartz countertops, modern appliances, vinyl plank flooring in main living areas, and updated bathrooms. Major systems have been addressed, including updated electric, plumbing, and HVAC, and the roof was replaced in 2018, minimizing near-term capital exposure. Additional features include an enclosed rear patio, interior laundry, and end-unit positioning for added privacy. Located within the Jamestown Village community, offering established amenities and ongoing maintenance. Current rent is below market, presenting upside at lease renewal while providing immediate, predictable income. Tenant rights apply. Do not disturb tenant. Showings subject to accepted contract and tenant cooperation. Lease and estoppel available upon request. Ideal for buy-and-hold or 1031 investors seeking a low-maintenance, income-producing asset in a central Seminole County location.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,561

Sqft

0.04 ac

Lot size

1974

Year built

One

Levels

$160

Per sqft

Pets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Solid Surface Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorRain Gutters · Sliding Doors

Community & fees

HOA fee$365/mo
Taxes (2024)$3,801/yr
PetsYes
CommunityClubhouse · Pool · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,424 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property tax — 2024 actual bill$317
HOA fee — from the listing$365
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,750
Interest rate6.00%
Loan term

Estimated payment

$2,424/mo

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property taxes (actual bill)$317
HOA / condo fee$365
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $250K
$240KedgeAI estimate $325,031 · range $313K$336K$349K

vs edgeAI estimate

−23.1%

$/sqft vs Altamonte Springs actives

$160 vs $186

Days on market

180 vs 36 typical

Where $160/sqft sits among the 284 Altamonte Springs actives

50
75 · this home
46
44
31
38
$122–148$148–175$175–202$202–228$228–255$255+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Altamonte Springs

Map of 702 SAINT MATTHEW CIRCLE

Drive times from this address

Downtown Orlando17 min
Universal Orlando29 min
Orlando Int’l Airport (MCO)37 min
Walt Disney World42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Altamonte Springs. See the full Altamonte Springs guide →

The numbers that matter

The Altamonte Springs market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$307K$288K

Altamonte Springs median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

145 of 284

Altamonte Springs actives have cut their price

Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% above the Altamonte Springs median. See the full Altamonte Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $250,000 $25K
Jan 25, 2026Listed at $275,000 · 180 days on market since
1974Built · JAMESTOWN VILLAGE UNIT 1

Reality check

What actually sold near 702 SAINT MATTHEW CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

148 N WEATHERSFIELD AVENUESold · May ’26

$420,000

148 N WEATHERSFIELD AVENUE

3 bd · 2 ba · 1,559 sqft · $269/sqft · 1 DOM

126 WILLOW AVENUESold · May ’26

$243,750

126 WILLOW AVENUE

3 bd · 2.5 ba · 1,486 sqft · $164/sqft · 2 DOM

412 MAJORCA AVENUESold · Jun ’26

$305,000

412 MAJORCA AVENUE

3 bd · 2 ba · 1,458 sqft · $209/sqft · 45 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 702 SAINT MATTHEW CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 702 SAINT MATTHEW CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

702 SAINT MATTHEW CIRCLE FAQs

What would the monthly payment be for 702 SAINT MATTHEW CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,424/mo — principal and interest, the actual property-tax bill, the $365/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 702 SAINT MATTHEW CIRCLE?+

The association fee works out to $365 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 702 SAINT MATTHEW CIRCLE?+

The most recent tax bill on record (2024) was $3,801. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 702 SAINT MATTHEW CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Altamonte Springs?+

At $250,000, this home is listed about 14% above the Altamonte Springs median of $219,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$250,000 runs 14% above the Altamonte Springs median — but at 1,561 sqft it's also 30% larger than the typical Altamonte Springs listing.

02Time on market is leverage

180 days on market against a Altamonte Springs median of 36 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $275,000, now $250,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of R MICHAELS REALTY LLC · Roger Michaels. MLS #O6376797.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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