295 NORTHCOTE COURT, DELAND, FL, 32724
Active198 days on marketListed Jan 27, 2026MLS #O6376585
About this home
295 NORTHCOTE COURT
Virtually Staged. PRICE REDUCED AGAIN AND SELLER IS MOTIVATED! Welcome home to this beautifully maintained Kolter Hickory model located in the highly desirable Victoria Hills Golf Community in DeLand, Florida. This move-in ready golf course home on the 11th hole offers a bright, open floor plan that brings together the dining area, gourmet kitchen, and spacious living room—ideal for both everyday living and entertaining. Step through the expansive three-panel sliding glass doors onto the lanai, where you can relax with your morning coffee while enjoying peaceful golf course. It’s the perfect outdoor living space to unwind or host guests. This 3-bedroom, 3-bathroom home features a desirable three-way split floor plan, offering privacy for family and guests alike. A guest bedroom and full bath are conveniently located near the front of the home. The spacious primary suite overlooks the backyard and includes tray ceilings, private lanai access, and a walk-in shower with dual vanities and a large walk-in closet. A private third bedroom suite with its own walk-in closet is ideal for guests. A flexible bonus room with a barn door provides endless possibilities as a home office, media room, or playroom. The chef’s kitchen is the heart of the home, featuring granite countertops, stainless steel appliances, a large center island with pendant lighting, and a natural gas range—perfect for home chefs. Additional highlights include a three-car garage, tall interior doors, lighting and new gutters throughout the house. Victoria Park offers resort-style amenities including fitness centers, walking and biking trails, community pools, tennis courts, playgrounds, restaurant and the Victoria Hills Golf Course and Clubhouse. The HOA conveniently includes cable TV, high-speed internet, reclaimed irrigation water, and access to community amenities. Ideally located just minutes from I-4, Downtown DeLand, Stetson University, state parks, shopping, dining, and medical facilities, this home is also only 30 minutes from Florida’s east coast beaches. If you’re searching for a golf course home in DeLand and a modern home with a split floor plan, this property checks every box. Schedule your private showing today and experience Florida living at its best.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,387
Sqft
0.18 ac
Lot size
3
Garage
2018
Year built
One
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,927 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,927/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.1%
$/sqft vs Deland actives
$218 vs $204
Days on market
198 vs 47 typical
Where $218/sqft sits among the 392 Deland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Victoria Park Southwest
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deland. See the full Deland guide →
Victoria Park Southwest — neighborhood snapshot
Population
2,227
Median age
42
Median income
$112,180
Median home value
$404,900
Avg household
3
Households w/ children
321
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deland market
$335K → $349K
Deland median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
205 of 392
Deland actives have cut their price
Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the DELAND 32724 median. See the full Deland market guide →
Paper trail
This home's history
Reality check
What actually sold near 295 NORTHCOTE COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$490,000
1227 VICTORIA HILLS DRIVE N · same community
3 bd · 3 ba · 2,384 sqft · $206/sqft · 104 DOM
Sold · Jul ’26$447,000
1539 LAMBROOK DRIVE · same community
3 bd · 3 ba · 2,206 sqft · $203/sqft · 128 DOM
Sold · Sep ’25$369,500
553 ADENMORE TERRACE · same community
2 bd · 2 ba · 1,968 sqft · $188/sqft · 104 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 295 NORTHCOTE COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 295 NORTHCOTE COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
295 NORTHCOTE COURT FAQs
What would the monthly payment be for 295 NORTHCOTE COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,927/mo — principal and interest, the actual property-tax bill, the $215/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 295 NORTHCOTE COURT?+
The association fee works out to $215 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 295 NORTHCOTE COURT?+
The most recent tax bill on record (2025) was $3,128. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 295 NORTHCOTE COURT?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deland?+
At $520,000, this home is listed about 37% above the Deland median of $380,000. The market section on this page shows how the area is trending.
Which schools are assigned to 295 NORTHCOTE COURT?+
Freedom Elementary School (elementary), Deland Middle School (middle), Deland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$520,000 runs 63% above the DELAND 32724 median — but at 2,387 sqft it's also 28% larger than the typical Deland listing.
02Golf Course & Trees/Woods views
The golf course and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
198 days on market against a Deland median of 47 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $575,000, now $520,000 — a $55K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REALTY INVESTMENTS · Esther Griller. MLS #O6376585.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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