
3598 10TH STREET NE, ST PETERSBURG, FL, 33704
Active190 days on marketListed Feb 6, 2026MLS #O6375817
About this home
3598 10TH STREET NE
A rare offering of timeless waterfront elegance, this custom-built Costanza residence is a masterclass in refined coastal luxury — and with a recent price improvement to $2,295,000, it represents one of the most compelling waterfront values in Northeast St. Petersburg today. From the moment you step inside, the home makes a striking first impression. A dramatic entry with soaring 20-foot ceilings creates a sense of grandeur, while natural light pours in and draws your eye immediately toward the shimmering waterfront beyond. At the heart of the home, the chef's kitchen is nothing short of spectacular — designed for both high-level entertainment and everyday indulgence, featuring custom cabinetry, stunning Danby Marble countertops, and two islands that anchor the space with both beauty and function. The living room is a showpiece of comfort and sophistication, framed by breathtaking waterfront vistas, while a charming breakfast nook offers the perfect place to enjoy morning coffee as the water comes alive. The primary suite is a true sanctuary where you wake up to serene water views, step onto your private balcony, and unwind in a spa-inspired bath featuring a walk-in shower, deep soaking tub, and dual vanities — all crafted to deliver a daily experience of luxury. Beyond the main living spaces, an expansive loft provides an ideal secondary lounge, media space, or game room, alongside a dedicated home office designed for productivity without sacrificing style. Outdoor living is equally exceptional, with a large patio perfect for al fresco dining and sunset gatherings, and a newly constructed 34' x 12' boat dock with lower landing that delivers a premier boating lifestyle steps from your door. Recent upgrades include new exterior paint (2022), a new roof (2024), and new Trane HVAC systems (2021). Notably, this home sits 9 feet above sea level and sustained zero water damage or flooding from any past hurricane — a rare and invaluable distinction for waterfront buyers navigating today's insurance landscape. Tucked away in desirable Northeast St. Petersburg, this quiet waterfront setting feels worlds away, yet remains just minutes from downtown St. Pete, acclaimed waterfront parks, boat ramps, highly regarded schools, and the celebrated restaurants, cafés, and boutiques lining 4th Street and Central Avenue. With remarkable views, premium finishes, unmatched storm resilience, and a boating lifestyle at your doorstep, this price improvement makes an already extraordinary home an exceptional opportunity.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,197
Sqft
0.21 ac
Lot size
3
Garage
2005
Year built
Two
Levels
$718
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$14,790 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,790/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+57.3%
$/sqft vs St Petersburg actives
$718 vs $336
Days on market
190 vs 58 typical
Where $718/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North East Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
North East Park — neighborhood snapshot
Population
4,751
Median age
46
Median income
$106,826
Median home value
$455,136
Avg household
2
Households w/ children
683
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
230 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 187% above the ST PETERSBURG 33704 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3598 10TH STREET NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,600,000
1172 35TH AVENUE NE · same community
4 bd · 3 ba · 2,934 sqft · $545/sqft · 109 DOM
Sold · Oct ’25$1,250,000
1185 36TH AVENUE NE · same community
4 bd · 3 ba · 2,727 sqft · $458/sqft · 109 DOM
Sold · Sep ’25$1,475,000
3961 12TH STREET NE · same community
4 bd · 3.5 ba · 2,252 sqft · $655/sqft · 106 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3598 10TH STREET NE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3598 10TH STREET NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3598 10TH STREET NE FAQs
What would the monthly payment be for 3598 10TH STREET NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,790/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3598 10TH STREET NE?+
The most recent tax bill on record (2025) was $16,632. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $2,295,000, this home is listed about 428% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3598 10TH STREET NE?+
North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,295,000 runs 187% above the ST PETERSBURG 33704 median — but at 3,197 sqft it's also nearly twice the size of the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
190 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,325,000, now $2,295,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ONE LUXURY INTERNATIONAL LLC · Christopher Christensen. MLS #O6375817.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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