David Ramirez
$479,000$518,0004 bd4.5 ba2,388 sqft$201 /sqft$4,001 /mo all-in ↓

3913 MESSINA DRIVE, LAKE MARY, FL, 32746

Active195 days on marketListed Jan 21, 2026MLS #O6375762

Reduced $39KTownhouseFOUNTAIN PARKE AT LAKE MARY

About this home

3913 MESSINA DRIVE

NEW PRICE! Move-in-ready luxury elevator townhome in the guard-gated community of Fountain Parke. Offering the space of a single-family home with the convenience of low-maintenance living, this beautifully maintained 4-bedroom, 4.5-bath residence features four levels of flexible living space, private rooftop terraces, and elevator access to every floor. A private first-floor bedroom with its own ensuite provides a comfortable space for guests or extended stays, while the main living level features an open layout filled with natural light, bamboo flooring, a convenient laundry room, and a half bath. The kitchen is equipped with stainless steel appliances including a new microwave and newer refrigerator and offers a center island and separate coffee/bar area for everyday use or casual entertaining. Upstairs, the primary retreat offers dual closets and a spacious bath with separate sinks, a walk-in shower, and a soaking garden tub. A nearby guest room, currently used as an office, opens to a private balcony and has access to a full hall bath. The upper level creates a true retreat, featuring a newly enclosed suite with a full bath and built-in closet that can function as a fourth bedroom or a second living area; this space opens directly to two rooftop patios, offering a quiet place to relax, entertain, or enjoy outdoor living without the maintenance of a single-family home. Fresh interior paint throughout and improved HVAC efficiency and airflow from the enclosed top floor enhance everyday comfort. Elevator access to all levels makes daily living simple and convenient. Fountain Parke residents enjoy 24-hour guard-gated security and resort-style amenities including a pool, fitness center, clubhouse, tennis, pickleball, and playground, along with easy access to I-4, FL-417, dining, and shopping.

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

2,388

Sqft

0.03 ac

Lot size

2

Garage

2007

Year built

Three Or More

Levels

$201

Per sqft

Pets allowed

Inside

FlooringBamboo · Carpet · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · Elevator · High Ceilings · Living Room/Dining Room Combo · Split Bedroom · Stone Counters · Thermostat · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesNortheast
ExteriorBalcony · Other

Community & fees

HOA fee$575/mo
Taxes (2024)$2,812/yr
PetsYes
CommunityAssociation Recreation - Owned · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - Guard · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,001 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,820
FHA mortgage insurance (est.)$212
Property tax — 2024 actual bill$234
HOA fee — from the listing$575
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,765Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,765
Interest rate6.00%
Loan term

Estimated payment

$4,001/mo

Principal & interest$2,820
FHA mortgage insurance (est.)$212
Property taxes (actual bill)$234
HOA / condo fee$575
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lake Mary actives

$201 vs $240

Days on market

195 vs 42 typical

Where $201/sqft sits among the 156 Lake Mary actives

30
29 · this home
42
23
12
20
$145–182$182–219$219–255$255–292$292–329$329+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fountain Parke

Map of 3913 MESSINA DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando24 min
Universal Orlando36 min
Orlando Int’l Airport (MCO)43 min
Walt Disney World48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Mary. See the full Lake Mary guide →

Fountain Parke — neighborhood snapshot

Population

2,630

Median age

45

Median income

$119,206

Median home value

$434,200

Avg household

2

Households w/ children

269

For the school run

Seminole County School District

ElementaryCrystal Lake Elementary School★★★★★
ElementaryWicklow Elementary School★★★★
HighSeminole High School★★★★★
MiddleMillennium Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Mary market

Seller’s marketLeans seller3.2 months of inventoryBuyer’s market

$446K$488K

Lake Mary median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

91 of 156

Lake Mary actives have cut their price

Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% above the LAKE MARY 32746 median. See the full Lake Mary market guide →

Paper trail

This home's history

CurrentPrice reduced to $479,000 $39K
Jan 21, 2026Listed at $518,000 · 195 days on market since
2007Built · FOUNTAIN PARKE AT LAKE MARY

Reality check

What actually sold near 3913 MESSINA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3621 MESSINA DRIVESold · May ’26

$375,000

3621 MESSINA DRIVE · same community

3 bd · 4.5 ba · 2,388 sqft · $157/sqft · 24 DOM

4516 MESSINA DRIVESold · Apr ’26

$465,000

4516 MESSINA DRIVE · same community

3 bd · 4.5 ba · 2,388 sqft · $195/sqft · 29 DOM

4113 MESSINA DRIVESold · Jul ’26

$465,000

4113 MESSINA DRIVE · same community

4 bd · 4.5 ba · 2,388 sqft · $195/sqft · 190 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3913 MESSINA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3913 MESSINA DRIVE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

3913 MESSINA DRIVE FAQs

What would the monthly payment be for 3913 MESSINA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,001/mo — principal and interest, the actual property-tax bill, the $575/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3913 MESSINA DRIVE?+

The association fee works out to $575 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3913 MESSINA DRIVE?+

The most recent tax bill on record (2024) was $2,812. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3913 MESSINA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Mary?+

At $479,000, this home is listed about 12% above the Lake Mary median of $429,450. The market section on this page shows how the area is trending.

Which schools are assigned to 3913 MESSINA DRIVE?+

Crystal Lake Elementary School (elementary), Wicklow Elementary School (elementary), Seminole High School (high), Millennium Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$479,000 runs 21% above the LAKE MARY 32746 median — but at 2,388 sqft it's also 22% larger than the typical Lake Mary listing.

02Know the monthly fee

The association fee is $575/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Time on market is leverage

195 days on market against a Lake Mary median of 42 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $518,000, now $479,000 — a $39K cut. The full history is in the market section below.

Listing courtesy of RESIDENTIAL WEALTH PARTNERS · Traci de Wid. MLS #O6375762.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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