2786 ARMADALE DRIVE, MOUNT DORA, FL, 32757
Active183 days on marketListed Jan 21, 2026MLS #O6375638
About this home
2786 ARMADALE DRIVE
Under Construction. What's Special: Close to Amenities | Covered Lanai | West Facing Lot - New Construction - August Completion! Built by America's Most Trusted Home Builder. Welcome to the Iris at 2786 Armadale Drive in Southloch! Explore this thoughtfully designed townhome style condominium with an open concept living space with plenty of natural light. Just off the foyer, the kitchen sits at the front of the home and features a spacious pantry and a convenient half bathroom. The home flows gently into the dining area and great room, creating a warm space for gathering. Step outside the great room to enjoy a peaceful lanai. Upstairs, the private primary suite offers a quiet retreat at the end of the day. The second floor also includes the laundry room, an additional bedroom, and a full bathroom. It is a bright and welcoming layout that supports both everyday living and cherished moments. Southloch is a gated community with a welcoming atmosphere and a vibrant, luxurious lifestyle. Its ideal location near major roads places it just minutes from beautiful downtown Mount Dora, a charming destination known for its walkable streets, local shops, and beloved annual festivals. Planned amenities include a sparkling pool, a relaxing cabana, peaceful hammocks, cornhole, a Nature Play Space, and a National Wildlife Federation Monarch Butterfly Garden. These spaces provide opportunities to unwind, explore, and connect with nature. Golf lovers will appreciate the nearby Country Club of Mount Dora with its championship 18-hole course. A golf cart trail and sidewalk network will link Southloch to the Country Club and a Publix anchored shopping center, creating simple and enjoyable options for errands and recreation. Residents can stroll through boutique shops, enjoy local dining, attend cultural events downtown, or spend time boating and fishing on scenic Lake Dora, part of the Harris Chain of Lakes. Photos are for representative purposes only. MLS#O6375638
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,087
Sqft
0 ac
Lot size
2026
Year built
Two
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,780 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,963/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.9%
$/sqft vs SOUTHLOCH
$184 vs $221
Days on market
183 vs 50 typical
Where $184/sqft sits among the 6 homes for sale in SOUTHLOCH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mount Dora
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mount Dora. See the full Mount Dora guide →
MOUNT DORA 32757 — neighborhood snapshot
Population
32,712
Median age
45.8
Median income
$73,327
Median home value
$325,800
Avg household
2.47
Households w/ children
3,279
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mount Dora market
$450K → $453K
Mount Dora median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
5 of 6
SOUTHLOCH have cut their price
Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% below the MOUNT DORA 32757 median. See the full Mount Dora market guide →
Paper trail
This home's history
Reality check
What actually sold near 2786 ARMADALE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$371,900
1040 N CLAYTON STREET
3 bd · 2 ba · 1,092 sqft · $341/sqft · 126 DOM
Sold · Feb ’26$274,500
1134 E 10TH AVENUE
3 bd · 1.5 ba · 1,107 sqft · $248/sqft · 67 DOM
Sold · Nov ’25$250,000
520 JACKSON AVENUE
3 bd · 1 ba · 1,152 sqft · $217/sqft · 67 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2786 ARMADALE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2786 ARMADALE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2786 ARMADALE DRIVE FAQs
What would the monthly payment be for 2786 ARMADALE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,780/mo — principal and interest, estimated property taxes, the $354/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2786 ARMADALE DRIVE?+
The association fee works out to $354 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2786 ARMADALE DRIVE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2786 ARMADALE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Mount Dora?+
At $199,999, this home is listed about 57% below the Mount Dora median of $469,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2786 ARMADALE DRIVE?+
Zellwood Elementary (elementary), Wolf Lake Middle (middle), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MOUNT DORA 32757 market on paper
$199,999 is 55% below the MOUNT DORA 32757 median of $442,450, and at $184/sqft it sits under the Mount Dora average of $234.
02Time on market is leverage
183 days on market against a Mount Dora median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $296,659, now $199,999 — a $97K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC · Michelle Campbell. MLS #O6375638.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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