986 TURKEY HOLLOW CIRCLE, WINTER SPRINGS, FL, 32708
Active202 days on marketListed Jan 16, 2026MLS #O6374288
About this home
986 TURKEY HOLLOW CIRCLE
Located in one of Winter Springs' most sought-after neighborhoods, this beautifully maintained 4-bedroom, 2-bath pool home combines timeless comfort with thoughtful updates, all just moments from Tuskawilla Road, SR-434, shopping, dining, and highly rated Seminole County schools. Designed with both entertaining and everyday life in mind, the open floor plan creates an easy flow between the kitchen, dining area, and spacious family room. Natural light pours through the home, highlighting the vaulted ceilings, recessed lighting, tile flooring, and striking brick fireplace that serves as the centerpiece of the living space. The kitchen is truly the heart of the home, featuring rich wood cabinetry, a custom tile backsplash, farmhouse sink, stainless steel appliances, and a large center island with cooktop and bar seating—perfect for casual meals, holiday gatherings, or catching up at the end of the day. Step through the sliding glass doors and discover your own private backyard oasis. The expansive 10' x 48' covered lanai overlooks a sparkling pool and heated spa, creating the perfect setting for year-round Florida living. Whether you're hosting family and friends, enjoying dinner beneath the gazebo, relaxing around the fire pit, or grilling on the dedicated paver patio, this outdoor space was designed to be enjoyed. The split-bedroom layout offers privacy for everyone. The spacious primary suite provides direct access to the lanai and features a walk-in closet along with a generously sized ensuite bath. Three additional bedrooms are located on the opposite side of the home, along with an updated guest bath that also serves as a convenient pool bath. Notable improvements include: Pool and deck resurfaced (2024), plus new pool heater and pump Roof replaced (2020) Updated bedroom windows (2024) Renovated guest bathroom (2024) New recessed lighting (2024) Stainless steel refrigerator (2023) Updated lanai flooring, spa lighting, gazebo, and paver grilling area Warm, inviting, and thoughtfully updated, 986 Turkey Hollow Circle offers the perfect balance of indoor comfort and outdoor enjoyment. It's a home that's ready for its next chapter—and ready to welcome you. (All information is intended to be accurate but cannot be guaranteed. Some photos virtually staged)
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,864
Sqft
0.2 ac
Lot size
2
Garage
1985
Year built
One
Levels
$262
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,518 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,518/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.7%
$/sqft vs Winter Springs actives
$262 vs $241
Days on market
202 vs 38 typical
Where $262/sqft sits among the 122 Winter Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oak Forest
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Springs. See the full Winter Springs guide →
Oak Forest — neighborhood snapshot
Population
2,216
Median age
42
Median income
$122,576
Median home value
$426,653
Avg household
3
Households w/ children
260
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Springs market
$433K → $440K
Winter Springs median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
80 of 122
Winter Springs actives have cut their price
Median sold price, Winter Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the WINTER SPRINGS 32708 median. See the full Winter Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 986 TURKEY HOLLOW CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$397,000
984 TURKEY HOLLOW CIRCLE · same community
3 bd · 2 ba · 1,821 sqft · $218/sqft · 25 DOM
Sold · Apr ’26$505,000
1010 TURKEY HOLLOW CIRCLE · same community
4 bd · 2 ba · 1,740 sqft · $290/sqft · 3 DOM
Sold · Mar ’26$405,000
1210 HOWELL CREEK DRIVE
3 bd · 2.5 ba · 1,862 sqft · $218/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 986 TURKEY HOLLOW CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 986 TURKEY HOLLOW CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
986 TURKEY HOLLOW CIRCLE FAQs
What would the monthly payment be for 986 TURKEY HOLLOW CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,518/mo — principal and interest, the actual property-tax bill, the $3/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 986 TURKEY HOLLOW CIRCLE?+
The association fee works out to $3 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 986 TURKEY HOLLOW CIRCLE?+
The most recent tax bill on record (2024) was $3,119. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 986 TURKEY HOLLOW CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Springs?+
At $489,000, this home is listed about 22% above the Winter Springs median of $399,950. The market section on this page shows how the area is trending.
Which schools are assigned to 986 TURKEY HOLLOW CIRCLE?+
Keeth Elementary School (elementary), Indian Trails Middle School (middle), Winter Springs High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$489,000 runs 31% above the WINTER SPRINGS 32708 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
202 days on market against a Winter Springs median of 38 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Keeth Elementary School, Indian Trails Middle School, Winter Springs High School — Keeth Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $519,000, now $489,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CALL IT CLOSED INTL REALTY · Christopher Dunlop. MLS #O6374288.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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