David Ramirez
$375,000$395,0002 bd2.5 ba1,620 sqft$231 /sqft$3,431 /mo all-in ↓

2100 GOPHER TORTOISE TERRACE, OAKLAND, FL, 34787

Active181 days on marketListed Jan 25, 2026MLS #O6374216

Priced 29% below the OAKLAND 34787 medianReduced $20KTownhouseLONGLEAF/OAKLAND REP

About this home

2100 GOPHER TORTOISE TERRACE

Imagine coming home to a space that feels open, comfortable, and perfectly placed for everyday life. This corner-unit townhome in the desirable Longleaf at Oakland community offers added privacy, abundant natural light, and a thoughtfully designed layout that truly works for today’s lifestyle. Inside, the home features a clean, modern feel with plank vinyl flooring, granite countertops, and recessed lighting, creating a space that’s both stylish and easy to maintain. The open-concept main living area flows seamlessly, making it ideal for daily living and entertaining. Upstairs, a versatile loft provides the perfect bonus space for a home office, playroom, or second living area. Step outside to a private courtyard-style patio, ideal for grilling, relaxing, or enjoying your morning coffee—an inviting outdoor space that adds to the home’s functionality and charm. Life in Longleaf at Oakland extends beyond the home itself. Residents enjoy a community pool and playground, perfect for relaxing weekends and family fun. Outdoor enthusiasts will appreciate being close to nearby nature trails, offering scenic walks and bike rides just minutes from home. With quick access to major highways, commuting is simple while still enjoying a peaceful residential setting. You’re conveniently located near shopping, dining, downtown Winter Garden, and everyday essentials—making this an excellent place to call home. This move-in-ready corner unit offers comfort, convenience, and a lifestyle that’s hard to beat. Schedule your private showing and experience it for yourself.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,620

Sqft

0.07 ac

Lot size

2

Garage

2020

Year built

Two

Levels

$231

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · In Wall Pest System · Kitchen/Family Room Combo · Open Floorplan · Pest Guard System · PrimaryBedroom Upstairs · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingDriveway · Guest · On Street
ExteriorCourtyard · Playground · Sidewalk

Community & fees

HOA fee$402/mo
Taxes (2024)$5,946/yr
PetsYes
CommunityCommunity Mailbox · Deed Restrictions · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,431 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2024 actual bill$495
HOA fee — from the listing$402
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$3,431/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$495
HOA / condo fee$402
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$352KedgeAI estimate $371,211 · range $367K$374K$390K

vs edgeAI estimate

+1%

$/sqft vs Oakland actives

$231 vs $249

Days on market

181 vs 54 typical

Where $231/sqft sits among the 23 Oakland actives

14 · this home
1
1
1
1
5
$201–265$265–329$329–393$393–457$457–521$521+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oakland

Map of 2100 GOPHER TORTOISE TERRACE

Drive times from this address

Downtown Orlando18 min
Universal Orlando21 min
Walt Disney World29 min
Orlando Int’l Airport (MCO)33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oakland. See the full Oakland guide →

OAKLAND 34787 — neighborhood snapshot

Population

93,064

Median age

37.4

Median income

$114,988

Median home value

$475,000

Avg household

3.02

Households w/ children

13,499

For the school run

Orange County School District

ElementarySunridge Elementary★★★★★
MiddleSunridge Middle★★★★
HighWest Orange High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oakland market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$620K$1.7M

Oakland median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

12 of 23

Oakland actives have cut their price

Median sold price, Oakland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% below the OAKLAND 34787 median. See the full Oakland market guide →

Paper trail

This home's history

CurrentPrice reduced to $375,000 $20K
Jan 25, 2026Listed at $395,000 · 181 days on market since
2020Built · LONGLEAF/OAKLAND REP

Reality check

What actually sold near 2100 GOPHER TORTOISE TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2690 BOBCAT CHASE BOULEVARDSold · Jan ’26

$450,000

2690 BOBCAT CHASE BOULEVARD · same community

3 bd · 2 ba · 1,554 sqft · $290/sqft · 59 DOM

2218 GOPHER TORTOISE TERRACESold · Dec ’25

$389,000

2218 GOPHER TORTOISE TERRACE · same community

2 bd · 2.5 ba · 1,472 sqft · $264/sqft · 36 DOM

1318 PAINTED BUNTING AVENUESold · Jul ’26

$350,000

1318 PAINTED BUNTING AVENUE · same community

2 bd · 2.5 ba · 1,472 sqft · $238/sqft · 107 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2100 GOPHER TORTOISE TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2100 GOPHER TORTOISE TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2100 GOPHER TORTOISE TERRACE FAQs

What would the monthly payment be for 2100 GOPHER TORTOISE TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,431/mo — principal and interest, the actual property-tax bill, the $402/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2100 GOPHER TORTOISE TERRACE?+

The association fee works out to $402 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2100 GOPHER TORTOISE TERRACE?+

The most recent tax bill on record (2024) was $5,946. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2100 GOPHER TORTOISE TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oakland?+

At $375,000, this home is listed about 53% below the Oakland median of $796,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2100 GOPHER TORTOISE TERRACE?+

Sunridge Elementary (elementary), Sunridge Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the OAKLAND 34787 market on paper

$375,000 is 29% below the OAKLAND 34787 median of $530,000, and at $231/sqft it sits under the Oakland average of $325.

02Time on market is leverage

181 days on market against a Oakland median of 54 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Sunridge Elementary, Sunridge Middle, West Orange High — Sunridge Middle rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $395,000, now $375,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of MARKET CONNECT REALTY LLC · Stiliany Collado Llc. MLS #O6374216.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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