14820 PADDOCK POND AVENUE, LITHIA, FL, 33547
Active195 days on marketListed Jan 14, 2026MLS #O6373904
About this home
14820 PADDOCK POND AVENUE
Short Sale. Short Sale. Buyer may need to pay attorney’s fee - Explained in addendum attached to MLS. Beautiful two-story home with open floor plan for lots of living space both downstairs and upstairs. Features gorgeous hardwood floors on the 1st floor with a private office off the entryway and a guest suite for your guests' privacy. The foyer opens to the main living area with incredible island kitchen overlooking the dining and grand rooms, and access to the outdoor lanai. The kitchen also features Kinsdale Maple Slate cabinets and Quartz counter-tops. Upstairs, there is a spacious bonus room and a luxurious master suite with oversized 14x10 foot walk-in closet. 3 additional bedrooms and a 3-car tandem garage gives the flexibility and space to meet your lifestyle.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,375
Sqft
0.17 ac
Lot size
3
Garage
2023
Year built
Two
Levels
$148
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,245 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,245/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17%
$/sqft vs Lithia actives
$148 vs $217
Days on market
195 vs 30 typical
Where $148/sqft sits among the 133 Lithia actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lithia
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lithia. See the full Lithia guide →
LITHIA 33547 — neighborhood snapshot
Population
31,268
Median age
36.8
Median income
$121,769
Median home value
$477,300
Avg household
3.24
Households w/ children
4,884
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lithia market
$580K → $588K
Lithia median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
77 of 133
Lithia actives have cut their price
Median sold price, Lithia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the LITHIA 33547 median. See the full Lithia market guide →
Paper trail
This home's history
Reality check
What actually sold near 14820 PADDOCK POND AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$590,000
14825 PADDOCK POND AVENUE · same community
4 bd · 3 ba · 3,260 sqft · $181/sqft · 29 DOM
Sold · Sep ’25$570,000
14776 SUMMER BRANCH DRIVE
5 bd · 3 ba · 3,381 sqft · $169/sqft · 0 DOM
Sold · Sep ’25$575,000
14724 SUMMER BRANCH DRIVE
5 bd · 3 ba · 3,381 sqft · $170/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14820 PADDOCK POND AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14820 PADDOCK POND AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14820 PADDOCK POND AVENUE FAQs
What would the monthly payment be for 14820 PADDOCK POND AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,245/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14820 PADDOCK POND AVENUE?+
The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14820 PADDOCK POND AVENUE?+
The most recent tax bill on record (2024) was $10,975. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14820 PADDOCK POND AVENUE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lithia?+
At $499,000, this home is listed about 12% below the Lithia median of $569,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14820 PADDOCK POND AVENUE?+
Newsome High School (high), Barrington Middle School (middle), Stowers Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
195 days on market against a Lithia median of 30 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Newsome High School, Barrington Middle School, Stowers Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Newsome High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $612,000, now $499,000 — a $113K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ME REALTY, LLC · Jon Eichelberger. MLS #O6373904.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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