523 BELLISSIMO PLACE, HOWEY IN THE HILLS, FL, 34737
Pending205 days on marketListed Jan 15, 2026MLS #O6372992
About this home
523 BELLISSIMO PLACE
Virtually Staged. NEW LOWER PRICE PLUS...Seller is providing a home warranty for $1000 from Fidelity National Home Warranty. GREAT OPPORTUNITY!! Please note photos 2-9 have been virtually staged to show how home could look with professional interior design. Welcome home to this beautiful four-bedroom, three-bath residence nestled on a prime corner lot in the peaceful town of Howey-in-the-Hills. Designed for both comfort and effortless living, this home features ceramic tile throughout and a spacious open-concept floor plan, ideal for everyday living and entertaining alike. The light-filled layout flows seamlessly from room to room, offering generous living spaces and well-appointed bedrooms that provide flexibility for family, guests, or a home office. The corner lot enhances privacy and curb appeal, creating a welcoming first impression and plenty of outdoor potential. Located just minutes from Little Lake Harris and the renowned Mission Inn Resort & Country Club, this home offers the perfect balance of tranquility and recreation. Enjoy boating, golfing, dining, and scenic surroundings—all while living in a quiet, charming community known for its relaxed pace and natural beauty. If you’re looking for space, serenity, and a true Florida lifestyle, this Howey-in-the-Hills home delivers it all.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,565
Sqft
0.24 ac
Lot size
3
Garage
2018
Year built
One
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,208 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,208/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.6%
$/sqft vs Howey In The Hills actives
$168 vs $181
Days on market
205 vs 60 typical
Where $168/sqft sits among the 67 Howey In The Hills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Howey In The Hills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Howey In The Hills. See the full Howey In The Hills guide →
HOWEY IN THE HILLS 34737 — neighborhood snapshot
Population
4,182
Median age
52.6
Median income
$67,237
Median home value
$348,700
Avg household
2.35
Households w/ children
352
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Howey In The Hills market
$426K → $383K
Howey In The Hills median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
36 of 67
Howey In The Hills actives have cut their price
Median sold price, Howey In The Hills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the HOWEY IN THE HILLS 34737 median. See the full Howey In The Hills market guide →
Paper trail
This home's history
Reality check
What actually sold near 523 BELLISSIMO PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$445,000
715 CALABRIA WAY · same community
4 bd · 3 ba · 2,475 sqft · $180/sqft · 20 DOM
Sold · Jul ’26$437,500
436 BELLISSIMO PLACE · same community
4 bd · 3 ba · 2,369 sqft · $185/sqft · 28 DOM
Sold · Jul ’26$465,000
476 BELLISSIMO PLACE · same community
4 bd · 2 ba · 2,178 sqft · $213/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 523 BELLISSIMO PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 523 BELLISSIMO PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
523 BELLISSIMO PLACE FAQs
What would the monthly payment be for 523 BELLISSIMO PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,208/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 523 BELLISSIMO PLACE?+
The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 523 BELLISSIMO PLACE?+
The most recent tax bill on record (2025) was $3,192. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 523 BELLISSIMO PLACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Howey In The Hills?+
At $430,000, this home is listed about 10% above the Howey In The Hills median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 523 BELLISSIMO PLACE?+
Tavares Middle School (middle), Tavares High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$430,000 runs 15% above the HOWEY IN THE HILLS 34737 median — but at 2,565 sqft it's also 23% larger than the typical Howey In The Hills listing.
02Time on market is leverage
205 days on market against a Howey In The Hills median of 60 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $479,999, now $430,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Kate Vick. MLS #O6372992.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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