4800 OCEAN BEACH BOULEVARD UNIT 218, COCOA BEACH, FL, 32931
Active201 days on marketListed Jan 14, 2026MLS #O6372654
About this home
4800 OCEAN BEACH BOULEVARD UNIT 218
Wake up to ocean views in one of Cocoa Beach's most serene oceanfront location~no street crossing required. Nestled along a rare, tranquil stretch of shoreline and less than half a mile from the iconic Cocoa Beach Pier, this coastal retreat offers the perfect blend of relaxation and convenience. Inside, oversized quartz countertops anchor the kitchen and flow into a spacious open-concept living area designed for comfort and entertaining. Filled with coastal charm and character, this property is ideal as a personal beach getaway or investment opportunity. Enjoy the convenience of remote-controlled storm shutters and exceptional value with association fees that include water, cable/WiFi, and everything with your HVAC including replacement. Step outside to the laid-back Cocoa Beach lifestyle, with local shops, cafés, and restaurants just a short walk or bike ride away. Easy living where flip-flops are the dress code and life moves at an ocean-paced rhythm.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
742
Sqft
0.02 ac
Lot size
1966
Year built
One
Levels
$322
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,629 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,629/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.5%
$/sqft vs Cocoa Beach actives
$322 vs $369
Days on market
201 vs 38 typical
Where $322/sqft sits among the 30 Cocoa Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cocoa Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Cocoa Beach. See the full Cocoa Beach guide →
COCOA BEACH 32931 — neighborhood snapshot
Population
13,893
Median age
58.8
Median income
$84,769
Median home value
$478,300
Avg household
1.9
Households w/ children
867
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cocoa Beach market
$348K → $450K
Cocoa Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
9 of 30
Cocoa Beach actives have cut their price
Median sold price, Cocoa Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% below the COCOA BEACH 32931 median. See the full Cocoa Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4800 OCEAN BEACH BOULEVARD UNIT 218
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$375,000
3873 S BANANA RIVER BOULEVARD UNIT 103 · same community
2 bd · 2 ba · 1,323 sqft · $283/sqft · 8 DOM
Sold · May ’26$350,000
3611 S BANANA RIVER BOULEVARD UNIT C205 · same community
2 bd · 2 ba · 1,466 sqft · $239/sqft · 37 DOM
Sold · Apr ’26$450,000
150 W ALACHUA LANE · same community
3 bd · 2 ba · 1,560 sqft · $288/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4800 OCEAN BEACH BOULEVARD UNIT 218 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4800 OCEAN BEACH BOULEVARD UNIT 218 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4800 OCEAN BEACH BOULEVARD UNIT 218 FAQs
What would the monthly payment be for 4800 OCEAN BEACH BOULEVARD UNIT 218?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,629/mo — principal and interest, the actual property-tax bill, the $684/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4800 OCEAN BEACH BOULEVARD UNIT 218?+
The association fee works out to $684 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4800 OCEAN BEACH BOULEVARD UNIT 218?+
The most recent tax bill on record (2025) was $3,269. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4800 OCEAN BEACH BOULEVARD UNIT 218?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cocoa Beach?+
At $239,000, this home is listed about 52% below the Cocoa Beach median of $499,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4800 OCEAN BEACH BOULEVARD UNIT 218?+
Cocoa Beach Junior/Senior High School (high), Cape View Elementary School (elementary) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the COCOA BEACH 32931 market on paper
$239,000 is 51% below the COCOA BEACH 32931 median of $487,000, and at $322/sqft it sits under the Cocoa Beach average of $385.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $684/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
201 days on market against a Cocoa Beach median of 38 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Cocoa Beach Junior/Senior High School, Cape View Elementary School — Cocoa Beach Junior/Senior High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL LIFE PROPERTIES LLC · Jenn Clements. MLS #O6372654.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Cocoa Beach homes, in your inbox
Like 4800 OCEAN BEACH BOULEVARD UNIT 218 but not quite? A daily digest of every new listing in Cocoa Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →