31 SE 190TH AVENUE, OLD TOWN, FL, 32680
Active201 days on marketListed Jan 9, 2026MLS #O6372005
About this home
31 SE 190TH AVENUE
OVERSIZED FENCED CORNER LOT - This 1 acre gated lot offers all the open air natural beauty one could ever want with a 2 bed 2 bath 1200 sqft house, and 2 sheds included. Enjoy the best of both worlds - Serene country living with 25 miles distance to coastal pleasure. Horseshoe Beach is approximately 24 miles (30 minutes) away—one of Florida’s most peaceful Gulf towns, perfect for fishing, kayaking, and unforgettable sunset views over the Gulf of Mexico. This charming Old Town retreat is ideally located near North Florida’s most celebrated water destinations. Enjoy the area’s renowned rivers, springs, and coastal escapes right at your doorstep. Fanning Springs State Park is a quick 12-mile (15-minute) drive, inviting you to swim in crystal-clear waters, spot manatees, and enjoy family-friendly recreation. Manatee Springs State Park lies just 18 miles (22 minutes) away, featuring scenic boardwalk trails, diving access, and year-round natural beauty. The entire perimeter of the property is lined with trees. Imagine your mini-farm, AirBnB retreat, or simply a country oasis away from everything just for YOU! The wealth is in the LAND! Schedule Your exclusive tour Today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,012
Sqft
1 ac
Lot size
1984
Year built
One
Levels
$114
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$914 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$914/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Old Town actives
$114 vs $174
Days on market
201 vs 46 typical
Where $114/sqft sits among the 26 Old Town actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Old Town
Get to know Old Town. See the full Old Town guide →
OLD TOWN 32680 — neighborhood snapshot
Population
10,445
Median age
51.5
Median income
$47,547
Median home value
$95,300
Avg household
2.54
Households w/ children
951
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Old Town market
$204K → $274K
Old Town median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
14 of 26
Old Town actives have cut their price
Median sold price, Old Town, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the OLD TOWN 32680 median. See the full Old Town market guide →
Paper trail
This home's history
Reality check
What actually sold near 31 SE 190TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$53,000
397 SE 902ND STREET
3 bd · 2 ba · 896 sqft · $59/sqft · 39 DOM
Sold · Jul ’25$265,000
592 SE 154TH AVENUE
3 bd · 2 ba · 1,664 sqft · $159/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 31 SE 190TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 31 SE 190TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
31 SE 190TH AVENUE FAQs
What would the monthly payment be for 31 SE 190TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $914/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 31 SE 190TH AVENUE?+
The most recent tax bill on record (2025) was $310. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 31 SE 190TH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Old Town?+
At $115,000, this home is listed about 58% below the Old Town median of $272,450. The market section on this page shows how the area is trending.
Which schools are assigned to 31 SE 190TH AVENUE?+
Old Town Elementary School (elementary), Dixie County High School (high), James M. Anderson Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the OLD TOWN 32680 market on paper
$115,000 is 23% below the OLD TOWN 32680 median of $149,450, and at $114/sqft it sits under the Old Town average of $205.
02Park/Greenbelt & Trees/Woods views
The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
201 days on market against a Old Town median of 46 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Old Town Elementary School, Dixie County High School, James M. Anderson Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Ayonna Johnson. MLS #O6372005.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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