127 HIBISCUS LANE, DELTONA, FL, 32738
Active204 days on marketListed Jan 12, 2026MLS #O6371509
About this home
127 HIBISCUS LANE
PRICE REDUCED! Experience refined living in this brand-new luxury residence in Deltona. This exceptional 3-bedroom, 3-bath home plus a Den with a closet, showcases a open-concept design with elegant vinyl plank flooring, designer finishes, and an abundance of natural light throughout. The gourmet kitchen is a true centerpiece, featuring sleek modern cabinetry, premium finishes, a spacious island, and seamless flow into the living and dining areas—ideal for both intimate gatherings and upscale entertaining. Retreat to generously proportioned bedrooms and spa-inspired bathrooms, thoughtfully designed for comfort and style. Perfectly positioned on a private canal lot with no rear neighbors, this home offers a tranquil outdoor setting and enhanced privacy. The property is also located on a quiet, low-traffic street near the end of the road, while expansive conservation areas across the street provide uninterrupted views and a rare sense of seclusion—privacy both in the front and the back. With impeccable craftsmanship, modern elegance, and brand-new construction throughout, this home is truly move-in ready. Conveniently located near shopping, dining, top-rated schools, and major roadways, this residence offers the perfect balance of luxury, comfort, and convenience. A rare opportunity to own a private, newly built home in one of Deltona’s most desirable settings
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,783
Sqft
0.23 ac
Lot size
2
Garage
2025
Year built
One
Levels
$230
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,808 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,808/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.4%
$/sqft vs Deltona actives
$230 vs $204
Days on market
204 vs 29 typical
Where $230/sqft sits among the 314 Deltona actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deltona
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deltona. See the full Deltona guide →
DELTONA 32738 — neighborhood snapshot
Population
48,458
Median age
36.8
Median income
$76,394
Median home value
$257,700
Avg household
2.98
Households w/ children
6,144
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deltona market
$300K → $319K
Deltona median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
153 of 314
Deltona actives have cut their price
Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% above the DELTONA 32738 median. See the full Deltona market guide →
Paper trail
This home's history
Reality check
What actually sold near 127 HIBISCUS LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$434,000
171 POINCIANA LANE · same community
3 bd · 3 ba · 2,025 sqft · $214/sqft · 5 DOM
Sold · Sep ’25$390,000
185 POINCIANA LANE · same community
4 bd · 2 ba · 2,082 sqft · $187/sqft · 121 DOM
Sold · Apr ’26$880,000
160 LUSH LANE
3 bd · 2 ba · 1,751 sqft · $503/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 127 HIBISCUS LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 127 HIBISCUS LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
127 HIBISCUS LANE FAQs
What would the monthly payment be for 127 HIBISCUS LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,808/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 127 HIBISCUS LANE?+
The most recent tax bill on record (2025) was $639. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Deltona?+
At $409,900, this home is listed about 25% above the Deltona median of $329,000. The market section on this page shows how the area is trending.
Which schools are assigned to 127 HIBISCUS LANE?+
Osteen Elementary School (elementary), Pine Ridge High School (high), Heritage Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$409,900 runs 49% above the DELTONA 32738 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
204 days on market against a Deltona median of 29 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $430,000, now $409,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of URBAN CITY REALTY LLC · Sandra Montano. MLS #O6371509.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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