9642 BEAR LAKE ROAD, APOPKA, FL, 32703
Active75 days on marketListed May 12, 2026MLS #O6370986
About this home
9642 BEAR LAKE ROAD
The resort-style, waterfront homeownership dream you keep having might actually come true! Roughly an ACRE of lush, tropical grounds, this extraordinary LAKEFRONT HOME is designed to transport you to a relaxed mind-set. A PRIVATE SANDY BEACH frames the water’s edge, while swaying palms and curated landscaping create a Zen atmosphere reminiscent of an island escape—yet you’re just minutes from the heart of downtown Orlando, the medical district, vibrant shopping & dining and to Orlandos' world-famous attractions! The showstopping INFINITY-EDGE POOL appears to melt seamlessly into the lake beyond, creating a breathtaking visual experience from the covered lanai—your front-row seat to golden hour, nightly. Whether hosting sunset soirées, enjoying quiet mornings with coffee in hand, or unwinding with evening cocktails as the sky transforms, every moment here feels intentional… and indulgent. Inside, the home is equally refined, with meticulous care and thoughtful upgrades throughout, offering both comfort and peace of mind. From major system updates to the most minute detail, every design choice has been considered to support effortless living. This home is "dressed to impress" and no finish went unnoticed. The fresh open space downstairs, with soaring ceilings, will be the perfect backdrop for all of your entertaining and family gatherings. NO DOUBT, everyone is going to want to visit & gather in this sumptuous setting! The Kitchen comes equipped with every bell & whistle, including a top-of-the-line appliance package, a prep Island and an elongated breakfast bar of cool marble, overlooking the sitting area/lounge with views of the backyard oasis. The upstairs Primary Suite has a rear balcony overlooking your tropical escape, spectacular pool and the shimmering lake beyond. The primary bath is going to blow you away, with gleaming white tile flooring, massive walk-in closet with custom built-ins, a separate soaking tub beneath an over-sized picture window, double vanities and a separate water closet. Just outside the primary Suite is a compact office and a large open loft area. Down the hall you'll find two additional bedrooms & a Jack 'n Jill bathroom. There is even a bonus Suite downstairs with a full bathroom which could double as a downstairs M-I-L Suite, playroom, home-school space or Media Room...the possibilities are endless! Perfectly positioned in Seminole County and zoned for highly sought-after Lake Brantley schools, this one-of-a-kind property offers the rare combination of resort-style serenity and everyday convenience—with I-4 just minutes away! This isn’t just a home.... it’s a lifestyle, where the soundtrack is softer, the sunsets are richer, and the pace of life slows to something truly special. Your Luxury, waterfront dream home awaits, so..."if you like Pina Coladas, write to me & ESCAPE"...
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,967
Sqft
0.93 ac
Lot size
2
Garage
2002
Year built
Two
Levels
$290
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,260 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,260/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.4%
$/sqft vs Apopka actives
$290 vs $217
Days on market
75 vs 28 typical
Where $290/sqft sits among the 400 Apopka actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apopka
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apopka. See the full Apopka guide →
APOPKA 32703 — neighborhood snapshot
Population
57,603
Median age
37.9
Median income
$70,338
Median home value
$314,800
Avg household
2.78
Households w/ children
7,169
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apopka market
$399K → $415K
Apopka median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
188 of 400
Apopka actives have cut their price
Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 226% above the APOPKA 32703 median. See the full Apopka market guide →
Paper trail
This home's history
Reality check
What actually sold near 9642 BEAR LAKE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$995,000
5608 BEAR LAKE CIRCLE · same community
3 bd · 3.5 ba · 3,435 sqft · $290/sqft · 60 DOM
Sold · Aug ’25$1,375,000
5108 SAILWIND CIRCLE
4 bd · 5 ba · 3,938 sqft · $349/sqft · 17 DOM
Sold · Dec ’25$569,000
2530 DOMENICO PAUL WAY
4 bd · 3.5 ba · 3,384 sqft · $168/sqft · 94 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9642 BEAR LAKE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9642 BEAR LAKE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9642 BEAR LAKE ROAD FAQs
What would the monthly payment be for 9642 BEAR LAKE ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,260/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9642 BEAR LAKE ROAD?+
The most recent tax bill on record (2025) was $5,558. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Apopka?+
At $1,150,000, this home is listed about 156% above the Apopka median of $448,952. The market section on this page shows how the area is trending.
Which schools are assigned to 9642 BEAR LAKE ROAD?+
Wolf Lake Middle (middle), Wekiva High (high), Zellwood Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,150,000 runs 226% above the APOPKA 32703 median — but at 3,967 sqft it's also nearly twice the size of the typical Apopka listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
75 days on market against a Apopka median of 28 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,195,000, now $1,150,000 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS HERITAGE REALTY · Kristin Mazza. MLS #O6370986.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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