David Ramirez
$95,000$100,0001 bd1.5 ba762 sqft$125 /sqft$1,318 /mo all-in ↓

3990 CRAYRICH CIRCLE UNIT GE, ORLANDO, FL, 32839

Active206 days on marketListed Jan 8, 2026MLS #O6370800

Reduced $5KCondominiumVILLAGE CONDO

About this home

3990 CRAYRICH CIRCLE UNIT GE

Welcome to this charming 1-bedroom, 1.5-bath condo located in the heart of Orlando at 3990 Crayrich Circle. This well-maintained unit features soaring high ceilings that create a bright and open living space. Enjoy indoor-outdoor living with a private balcony and an enclosed patio, perfect for relaxing or additional storage. The functional layout offers a spacious bedroom with an en-suite bath, plus a convenient half bath for guests. This property currently has a tenant in place through March 31, 2026, providing immediate rental income, and the chance for future owner-occupants to have a little time to get ready to move in post-closing. Centrally located with easy access to shopping, dining, major highways, and Orlando’s top attractions. Don’t miss this excellent opportunity in a sought-after location!

Facts & features

The home at a glance

1

Bedrooms

1.5

Bathrooms

762

Sqft

0.08 ac

Lot size

1974

Year built

Two

Levels

$125

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Range · Range Hood · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room · Same Floor As Condo Unit
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNortheast
ParkingAssigned
ExteriorBalcony

Community & fees

HOA fee$463/mo
Taxes (2024)$1,127/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,318 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$559
FHA mortgage insurance (est.)$42
Property tax — 2024 actual bill$94
Condo fee — from the listing$463
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,325
Interest rate6.00%
Loan term

Estimated payment

$1,318/mo

Principal & interest$559
FHA mortgage insurance (est.)$42
Property taxes (actual bill)$94
HOA / condo fee$463
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $95K
$74KedgeAI estimate $100,333 · range $77K$125K$130K

vs edgeAI estimate

−5.3%

$/sqft vs VILLAGE CONDO

$125 vs $103

Days on market

206 vs 34 typical

Where $125/sqft sits among the 8 homes for sale in VILLAGE CONDO

3
3
0 · this home
1
0
1
$86–99$99–112$112–125$125–138$138–151$151+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of 3990 CRAYRICH CIRCLE UNIT GE

Drive times from this address

Downtown Orlando9 min
Universal Orlando13 min
Walt Disney World25 min
Orlando Int’l Airport (MCO)25 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

ORLANDO 32839 — neighborhood snapshot

Population

51,807

Median age

32.7

Median income

$50,814

Median home value

$250,800

Avg household

2.59

Households w/ children

4,846

For the school run

Orange County School District

ElementaryPalmetto Elementary★★★★★
MiddleWestridge Middle★★★★
HighOak Ridge High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

1 of 8

VILLAGE CONDO have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2384% above the ORLANDO 32839 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $95,000 $5K
Jan 8, 2026Listed at $100,000 · 206 days on market since
1974Built · VILLAGE CONDO

Reality check

What actually sold near 3990 CRAYRICH CIRCLE UNIT GE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3918 CRAYRICH CIRCLE UNIT GESold · Jan ’26

$85,000

3918 CRAYRICH CIRCLE UNIT GE · same community

2 bd · 1.5 ba · 762 sqft · $112/sqft · 11 DOM

3918 CRAYRICH CIRCLE UNIT C2Sold · Jun ’26

$85,000

3918 CRAYRICH CIRCLE UNIT C2 · same community

2 bd · 2.5 ba · 762 sqft · $112/sqft · 11 DOM

3996 CRAYRICH CIRCLE UNIT C5Sold · Jun ’26

$48,000

3996 CRAYRICH CIRCLE UNIT C5 · same community

1 bd · 1.5 ba · 762 sqft · $63/sqft · 45 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3990 CRAYRICH CIRCLE UNIT GE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3990 CRAYRICH CIRCLE UNIT GE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3990 CRAYRICH CIRCLE UNIT GE FAQs

What would the monthly payment be for 3990 CRAYRICH CIRCLE UNIT GE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,318/mo — principal and interest, the actual property-tax bill, the $463/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3990 CRAYRICH CIRCLE UNIT GE?+

The association fee works out to $463 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3990 CRAYRICH CIRCLE UNIT GE?+

The most recent tax bill on record (2024) was $1,127. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3990 CRAYRICH CIRCLE UNIT GE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $95,000, this home is listed about 76% below the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3990 CRAYRICH CIRCLE UNIT GE?+

Palmetto Elementary (elementary), Westridge Middle (middle), Oak Ridge High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$95,000 runs 2384% above the ORLANDO 32839 median.

02Time on market is leverage

206 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $100,000, now $95,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Marina Joseph. MLS #O6370800.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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