David Ramirez
$99,900$105,0002 bd2 ba900 sqft$111 /sqft$1,218 /mo all-in ↓

320 ALOHA DRIVE, HAINES CITY, FL, 33844

Active213 days on marketListed Jan 4, 2026MLS #O6370687

Priced 66% below the HAINES CITY 33844 medianReduced $5KWaterfrontFully furnishedManufactured HomeLAKE REGION MOBILE HOME VILLAGE

About this home

320 ALOHA DRIVE

Enjoy this beautiful corner lot overlooking Lake Hamilton and the natural conservation area at Lake Region Village! Looking for a low maintenance Florida Getaway? This 2-bedroom, 2 bath park model is available fully furnished & move in ready! If you love boating, you're in luck, two boat slips are included in the sale! This highly sought after 55+ fun, active community is the place to be! Ride your golf cart to all the daily activities & happy hours overlooking the lake! Pickleball, shuffleboard, dancing, horseshoes, card games, bingo & more are all available at Lake Region! There's something for everyone! Relax by the heated pool which is open all year! The monthly maintenance fee of $327 is required & includes Cable TV & Internet. The monthly maintenance fee also covers water, sewer, garbage pickup, maintenance of common buildings, the grounds, use of all facilities & amenities! Lawn care service can be added for $55 a month. Whether you’re looking to live your best life year around or a winter getaway, Lake Region Village is the perfect choice! Just minutes to local restaurants, great shopping, golf courses & all of Florida's hotspots! Lake Hamilton is 2,184 sq ft of recreational fun offering boating & great fishing! The Winter Haven Chain of Lakes which connects Middle Lake Hamilton & Little Lake Hamilton to Lake Hamilton (Connected via canals) giving small boats access to many lakes! If you love boating, you're in luck, two boat slips are included in the sale! Or, you could rent them out! NO animals/pets of any kind are allowed in this park! Call to set up a tour of this hidden gem in Central Florida! Just 30 minutes to Disney Attractions! 1.3 miles to Port 27 overlooking the lake with restaurants, shopping & jet skis rentals! Set up your tour today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

900

Sqft

0.11 ac

Lot size

1978

Year built

One

Levels

$111

Per sqft

WaterfrontPark/Greenbelt & Water viewFurnished55+ community

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Window Treatments
LaundryLaundry Room · Outside
CoolingCentral Air
HeatingBaseboard · Electric
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationSlab
ViewPark/Greenbelt · Water
FacesSouth
ExteriorAwning(s) · Private Mailbox · Sliding Doors · Storage

Community & fees

HOA fee$327/mo
Taxes (2024)$1,181/yr
PetsNo
CommunityBoat Slip · Canal Front · Community Boat Ramp · Dock · Fishing · Lake · Marina · Water Access · Clubhouse · Fitness Center · Gated Community - No Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,218 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$588
FHA mortgage insurance (est.)$44
Property tax — 2024 actual bill$98
HOA fee — from the listing$327
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,497
Interest rate6.00%
Loan term

Estimated payment

$1,218/mo

Principal & interest$588
FHA mortgage insurance (est.)$44
Property taxes (actual bill)$98
HOA / condo fee$327
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $100K
$96KedgeAI estimate $147,409 · range $140K$167K$173K

vs edgeAI estimate

−32.2%

$/sqft vs Haines City actives

$111 vs $174

Days on market

213 vs 40 typical

Where $111/sqft sits among the 399 Haines City actives

43 · this home
91
150
62
24
29
$111–137$137–164$164–190$190–216$216–243$243+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Region Mobile Home Village

Map of 320 ALOHA DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World34 min
Universal Orlando44 min
Downtown Orlando50 min
Orlando Int’l Airport (MCO)55 min
Downtown Tampa72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Haines City. See the full Haines City guide →

Lake Region Mobile Home Village — neighborhood snapshot

Population

651

Median age

66

Median income

$43,750

Median home value

$96,100

Avg household

2

Households w/ children

49%

For the school run

Polk County School District

ElementaryAlta Vista Elementary School★★★★★
HighHaines City Senior High School★★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Haines City market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$319K$300K

Haines City median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

182 of 399

Haines City actives have cut their price

Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 66% below the HAINES CITY 33844 median. See the full Haines City market guide →

Paper trail

This home's history

CurrentPrice reduced to $99,900 $5K
Jan 4, 2026Listed at $105,000 · 213 days on market since
1978Built · LAKE REGION MOBILE HOME VILLAGE

Reality check

What actually sold near 320 ALOHA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

260 PELICAN LANESold · Mar ’26

$197,000

260 PELICAN LANE · same community

2 bd · 2 ba · 1,296 sqft · $152/sqft · 380 DOM

6475 PEPPERTREE PATH NESold · Mar ’26

$113,000

6475 PEPPERTREE PATH NE

2 bd · 2 ba · 989 sqft · $114/sqft · 335 DOM

6462 HOLLYBERRY LANE NESold · Feb ’26

$120,000

6462 HOLLYBERRY LANE NE

2 bd · 2 ba · 989 sqft · $121/sqft · 230 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 320 ALOHA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 320 ALOHA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

320 ALOHA DRIVE FAQs

What would the monthly payment be for 320 ALOHA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,218/mo — principal and interest, the actual property-tax bill, the $327/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 320 ALOHA DRIVE?+

The association fee works out to $327 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 320 ALOHA DRIVE?+

The most recent tax bill on record (2024) was $1,181. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 320 ALOHA DRIVE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Haines City?+

At $99,900, this home is listed about 68% below the Haines City median of $310,000. The market section on this page shows how the area is trending.

Which schools are assigned to 320 ALOHA DRIVE?+

Alta Vista Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the HAINES CITY 33844 market on paper

$99,900 is 66% below the HAINES CITY 33844 median of $294,944, and at $111/sqft it sits under the Haines City average of $187.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

213 days on market against a Haines City median of 40 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $105,000, now $99,900 — a $5K cut. The full history is in the market section below.

Listing courtesy of FIVE STAR REAL ESTATE OF FL · Gerald Buck. MLS #O6370687.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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