David Ramirez
$425,000$445,0004 bd2 ba1,943 sqft$219 /sqft$3,481 /mo all-in ↓

1078 CHELAN FALLS DRIVE, DELAND, FL, 32724

Active196 days on marketListed Jan 20, 2026MLS #O6370401

Reduced $20KSingle Family ResidenceLAKEWOOD PARK PH 1

About this home

1078 CHELAN FALLS DRIVE

Welcome to the most functionally upgraded 4-bedroom, 2-bath Dream Finders SAFEHOUSE in the desirable Lakewood community—thoughtfully designed for comfortable, long-term Florida living and peace of mind during storm season. Built in 2022 and meticulously maintained, this home is exceptionally prepared for Florida weather with solar panels, battery storage, a Generac whole-home generator, and rare natural gas service—ensuring continuous power even during outages. Additional premium features include a Galene whole-house water filtration system, fully fenced yard with irrigation, and screened front and rear porches for year-round outdoor enjoyment. Inside, the open-concept layout is filled with natural light and ideal for both everyday living and entertaining. The chef-inspired kitchen features expansive stone countertops, an easy-to-clean tile backsplash, and a large island with sink that overlooks the living space. Sliding glass doors draw your attention to the covered, screened lanai, where the owners have added a concrete sitting deck overlooking a charming fruit-bearing citrus trees. The oversized primary suite offers a true retreat, complete with a spacious Florida-style bath and a massive walk-in closet providing abundant storage. Lakewood residents enjoy a resort-style community pool, playground, clubhouse, and scenic walking trails—perfect for families, second homes, grandparents, and/or anyone seeking an active lifestyle. Conveniently located near Hwy 92 and I-4, you’re less than 30 minutes from the beach and about an hour from downtown Orlando, the airport, and world-class Disney and Universal attractions. With every major upgrade already in place, this fully loaded home allows you to move in, relax, and enjoy the Florida lifestyle with confidence. Schedule your private showing today and make this storm-ready sanctuary your new home.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,943

Sqft

0.17 ac

Lot size

2

Garage

2022

Year built

One

Levels

$219

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesConvection Oven · Dishwasher · Disposal · Exhaust Fan · Microwave · Range · Refrigerator · Water Filtration System
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSoutheast
ExteriorIrrigation System · Private Entrance · Sidewalk · Sliding Doors

Community & fees

HOA fee$87/mo
Taxes (2024)$6,526/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Natural Gas Available · Public · Sewer Connected · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,481 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2024 actual bill$544
HOA fee — from the listing$87
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$3,481/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$544
HOA / condo fee$87
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$353KedgeAI estimate $383,758 · range $368K$391K$442K

vs edgeAI estimate

+10.7%

$/sqft vs Deland actives

$219 vs $205

Days on market

196 vs 44 typical

Where $219/sqft sits among the 387 Deland actives

70
100
102 · this home
57
30
28
$145–172$172–200$200–228$228–255$255–283$283+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deland

Map of 1078 CHELAN FALLS DRIVE

Drive times from this address

Downtown Orlando42 min
Universal Orlando54 min
Orlando Int’l Airport (MCO)61 min
Walt Disney World66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deland. See the full Deland guide →

DELAND 32724 — neighborhood snapshot

Population

43,615

Median age

43.7

Median income

$72,729

Median home value

$283,100

Avg household

2.43

Households w/ children

4,433

For the school run

Volusia County School District

HighDeland High School★★★★★
ElementaryBlue Lake Elementary School★★★★
MiddleDeland Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deland market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$335K$349K

Deland median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

196 of 387

Deland actives have cut their price

Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% above the DELAND 32724 median. See the full Deland market guide →

Paper trail

This home's history

CurrentPrice reduced to $425,000 $20K
Jan 20, 2026Listed at $445,000 · 196 days on market since
2022Built · LAKEWOOD PARK PH 1

Reality check

What actually sold near 1078 CHELAN FALLS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1002 CHELAN FALLS DRIVESold · Jun ’26

$355,000

1002 CHELAN FALLS DRIVE · same community

3 bd · 2 ba · 1,842 sqft · $193/sqft · 250 DOM

1021 CHELAN FALLS DRIVESold · Mar ’26

$399,999

1021 CHELAN FALLS DRIVE · same community

4 bd · 2 ba · 2,110 sqft · $190/sqft · 10 DOM

4020 BALSAM FALLS ROADSold · Feb ’26

$395,000

4020 BALSAM FALLS ROAD · same community

4 bd · 2 ba · 2,133 sqft · $185/sqft · 74 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1078 CHELAN FALLS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1078 CHELAN FALLS DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1078 CHELAN FALLS DRIVE FAQs

What would the monthly payment be for 1078 CHELAN FALLS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,481/mo — principal and interest, the actual property-tax bill, the $87/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1078 CHELAN FALLS DRIVE?+

The association fee works out to $87 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1078 CHELAN FALLS DRIVE?+

The most recent tax bill on record (2024) was $6,526. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1078 CHELAN FALLS DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Deland?+

At $425,000, this home is listed about 10% above the Deland median of $384,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1078 CHELAN FALLS DRIVE?+

Deland High School (high), Blue Lake Elementary School (elementary), Deland Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$425,000 runs 33% above the DELAND 32724 median.

02Time on market is leverage

196 days on market against a Deland median of 44 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $445,000, now $425,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of DIAMOND REAL ESTATE GROUP · Melisa Rohrbach. MLS #O6370401.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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