8681 LOWER VILLAGEWALK CIRCLE, ORLANDO, FL, 32827
Active218 days on marketListed Dec 31, 2025MLS #O6369740
About this home
8681 LOWER VILLAGEWALK CIRCLE
Welcome to this beautifully maintained 3-bedroom, 3-bath townhome, originally built as the model home for the highly sought-after Cayman II floor plan, located in the guard-gated VillageWalk at Lake Nona community. This thoughtfully designed residence offers a flexible floor plan with a first-floor bedroom and full bath, making it ideal for guests, a home office, or multigenerational living. The open-concept main living area is filled with natural light creating a warm and inviting space for everyday living and entertaining. The kitchen offers ample cabinetry, generous counter space, and a functional layout overlooking the dining and living areas. Recent kitchen updates include a refrigerator (2022) and microwave (2018). Upstairs, the spacious primary suite serves as a private retreat with a walk-in closet and en-suite bath. A second upstairs bedroom also features its own private full bath, providing an ideal split-bedroom layout for added privacy and comfort. Major updates provide peace of mind, including fresh interior and exterior paint (December 2025), new luxury vinyl flooring (December 2025), a new water heater, and an A/C system replaced in 2023 and recently serviced. Enjoy maintenance-free living with HOA-covered exterior maintenance and landscaping while taking advantage of VillageWalk's exceptional resort-style amenities, including heated resort and lap pools, a state-of-the-art fitness center, tennis, basketball and pickleball courts, scenic walking and biking trails, playgrounds, a clubhouse, gas station, deli/market, and picturesque bridges over tranquil waterways. Ideally located just minutes from Lake Nona Medical City, the USTA National Campus, Orlando International Airport, major highways, shopping, dining, and top-rated schools, this home offers the perfect blend of comfort, convenience, and the vibrant Lake Nona lifestyle. Whether you're searching for a primary residence, vacation home, or investment property, this exceptional townhome is a must-see.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,830
Sqft
0.1 ac
Lot size
2
Garage
2011
Year built
Two
Levels
$260
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,032 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,032/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.5%
$/sqft vs Orlando actives
$260 vs $248
Days on market
218 vs 41 typical
Where $260/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
ORLANDO 32827 — neighborhood snapshot
Population
19,601
Median age
38.3
Median income
$112,026
Median home value
$615,700
Avg household
2.98
Households w/ children
2,611
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
173 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the ORLANDO 32827 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 8681 LOWER VILLAGEWALK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$480,000
7235 NEMOURS PARKWAY
3 bd · 2.5 ba · 1,945 sqft · $247/sqft · 76 DOM
Sold · Jul ’26$475,000
13157 SALK WAY
3 bd · 2.5 ba · 1,945 sqft · $244/sqft · 71 DOM
Sold · Oct ’25$595,000
13241 CORMACK LANE
3 bd · 2.5 ba · 1,947 sqft · $306/sqft · 144 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8681 LOWER VILLAGEWALK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8681 LOWER VILLAGEWALK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8681 LOWER VILLAGEWALK CIRCLE FAQs
What would the monthly payment be for 8681 LOWER VILLAGEWALK CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,032/mo — principal and interest, the actual property-tax bill, the $411/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8681 LOWER VILLAGEWALK CIRCLE?+
The association fee works out to $411 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8681 LOWER VILLAGEWALK CIRCLE?+
The most recent tax bill on record (2025) was $5,459. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8681 LOWER VILLAGEWALK CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $474,950, this home is listed about 21% above the Orlando median of $392,950. The market section on this page shows how the area is trending.
Which schools are assigned to 8681 LOWER VILLAGEWALK CIRCLE?+
Laureate Park Elementary (elementary), Lake Nona Middle (middle), Lake Nona High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ORLANDO 32827 market on paper
$474,950 is 17% below the ORLANDO 32827 median of $575,000, and at $260/sqft it sits under the Orlando average of $264.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
218 days on market against a Orlando median of 41 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Laureate Park Elementary, Lake Nona Middle, Lake Nona High — Laureate Park Elementary rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $489,900, now $474,950 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX VANTAGE · Annmarie Vachala. MLS #O6369740.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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