3643 PEACEFUL VALLEY DRIVE, CLERMONT, FL, 34711
Active198 days on marketListed Jan 16, 2026MLS #O6369641
About this home
3643 PEACEFUL VALLEY DRIVE
Welcome to Hartwood Reserve, a gated community nestled between Clermont and Winter Garden where tree-lined streets, sidewalks, and mature oaks create a calm, welcoming atmosphere. This neighborhood blends convenience and serenity—minutes from the shops and restaurants of Hamlin, the trails and lakes of Lake Louisa State Park, and easy access to SR-50, US-27, and the 429. Life here feels balanced: peaceful when you want it, connected when you need it. Step through the front door and you’re immediately greeted by natural light spilling across the open layout. A spacious foyer gives way to the heart of the home—a flowing combination of great room, dining area, and kitchen that invites conversation and comfort. The kitchen features warm wood cabinetry, granite countertops, generous workspace, and a breakfast bar perfect for casual mornings or keeping the cook company. Large windows frame views of the screened lanai and the tranquil pond beyond, filling the space with soft light throughout the day. With five bedrooms and four baths spread across more than 3,600 square feet, this home offers flexibility for family, guests, or a dedicated home office. The primary suite is located on the first floor, offering privacy and ease of access, while the upstairs bedrooms provide comfort and space for everyone. Tile flooring throughout the main living areas keeps the home cool and low-maintenance, while carpeted bedrooms add warmth and quiet. Recent updates bring peace of mind, including a new roof (2023), updated AC components (2021), and a new water heater (2022). Step outside to the screened lanai, where evenings are best spent watching the water shimmer at sunset or enjoying a quiet meal outdoors. With no direct rear neighbors, the view offers a sense of openness and calm that’s hard to find. Hartwood Reserve offers a full complement of amenities: a resort-style pool, fitness center, tennis and basketball courts, playground, and clubhouse—all within the security of a gated community. HOA fees remain modest, and there’s no CDD. This is a home that balances space and soul. It’s where every detail—inside and out—supports a lifestyle of ease, connection, and quiet confidence in Clermont’s rolling hills.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,635
Sqft
0.24 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,525 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,525/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.7%
$/sqft vs Clermont actives
$188 vs $223
Days on market
198 vs 33 typical
Where $188/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hartwood Reserve
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
Hartwood Reserve — neighborhood snapshot
Population
1,534
Median age
42
Median income
$108,125
Median home value
$377,300
Avg household
3
Households w/ children
206
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $450K
Clermont median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
204 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the CLERMONT 34711 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 3643 PEACEFUL VALLEY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$399,000
4448 HARTS COVE WAY · same community
3 bd · 2 ba · 1,832 sqft · $218/sqft · 16 DOM
Sold · Jun ’26$1,040,130
5617 SUNLIT HAVEN DRIVE
5 bd · 4.5 ba · 3,575 sqft · $291/sqft · 0 DOM
Sold · Feb ’26$660,000
4573 POWDERHORN PLACE DRIVE
5 bd · 4.5 ba · 3,716 sqft · $178/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3643 PEACEFUL VALLEY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3643 PEACEFUL VALLEY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3643 PEACEFUL VALLEY DRIVE FAQs
What would the monthly payment be for 3643 PEACEFUL VALLEY DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,525/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3643 PEACEFUL VALLEY DRIVE?+
The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3643 PEACEFUL VALLEY DRIVE?+
The most recent tax bill on record (2025) was $3,448. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3643 PEACEFUL VALLEY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $685,000, this home is listed about 47% above the Clermont median of $466,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3643 PEACEFUL VALLEY DRIVE?+
Windy Hill Middle School (middle), Lost Lake Elementary School (elementary), East Ridge High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$685,000 runs 50% above the CLERMONT 34711 median — but at 3,635 sqft it's also nearly twice the size of the typical Clermont listing.
02Time on market is leverage
198 days on market against a Clermont median of 33 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Windy Hill Middle School, Lost Lake Elementary School, East Ridge High School — Lost Lake Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $700,000, now $685,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Nelson Cruz Pa. MLS #O6369641.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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