18620 WAYNE ROAD, ODESSA, FL, 33556
Active110 days on marketListed Apr 5, 2026MLS #O6369412
About this home
18620 WAYNE ROAD
LOCATION,LOCATION,LOCATION Private Gated waterfront home with endless possibilities! Direct Lake Keystone access, one of Hillsborough County's Largest Lakes! This home Is very versatile -whether for a single family or Family with In Law Suite. Bring your Boats,Jet ski's,Fishing Poles etc---even room for RV storage. Enter into the Large Great room with direct views to the Lake. Large Formal Dining Area and enormous Kitchen! Plenty of sliders welcoming the outdoors in ,covered and screened patios/ The Main Home has 4 bedrooms. Large Master suite cover the whole upper back of home with 2 Balconies. Large Walk in closets and Large Master Bath. Large 2nd Master suite located on the First floor-tucked away for privacy yet also has a Lake View. At the Front of the home is a Very Large Apartment with Full Bath and Bedroom. Plua 3 Car Garage !Enjoy Beautiful Sunsets !!
Facts & features
The home at a glance
7
Bedrooms
6
Bathrooms
6,226
Sqft
1.27 ac
Lot size
4
Garage
1956
Year built
Two
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,538 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,538/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Odessa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Odessa. See the full Odessa guide →
ODESSA 33556 — neighborhood snapshot
Population
34,045
Median age
40.9
Median income
$151,034
Median home value
$589,700
Avg household
2.93
Households w/ children
4,581
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Odessa market
$655K → $682K
Odessa median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 119% above the ODESSA 33556 median. See the full Odessa market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18620 WAYNE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18620 WAYNE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18620 WAYNE ROAD FAQs
What would the monthly payment be for 18620 WAYNE ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,538/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18620 WAYNE ROAD?+
The most recent tax bill on record (2024) was $9,415. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Odessa?+
At $1,489,000, this home is listed about 99% above the Odessa median of $749,950. The market section on this page shows how the area is trending.
Which schools are assigned to 18620 WAYNE ROAD?+
Steinbrenner High School (high), Martinez Middle School (middle), Hammond Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,489,000 runs 119% above the ODESSA 33556 median — but at 6,226 sqft it's also nearly twice the size of the typical Odessa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
110 days on market against a Odessa median of 38 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Steinbrenner High School, Martinez Middle School, Hammond Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Steinbrenner High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,697,371, now $1,489,000 — a $208K cut. The full history is in the market section below.
Listing courtesy of CAPITAL HOMES INC · Robert Wagner. MLS #O6369412.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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