39819 GROVE HEIGHTS, LADY LAKE, FL, 32159
Active225 days on marketListed Dec 24, 2025MLS #O6369259
About this home
39819 GROVE HEIGHTS
Beautiful 3-bedroom, 2-bath + office POOL HOME DIRECTLY ON THE GOLF COURSE in a 24/7 Guard-Gated Community. The Seller is motivated due to corporate relocation. Just reduced and the seller will provide a credit equal to one year of HOA dues to the buyer at closing! Home and pool warranty is also included! Located on a quiet cul-de-sac with direct golf course frontage, this 2,504 sq ft, single-story block/stucco home offers the privacy, space, and lifestyle buyers value. The property features a huge, screened lanai and gunite pool overlooking the fairway, creating a relaxing, resort-style setting right at home. Inside, the light-filled floor plan provides flexible living areas with ceramic tile throughout the main living areas. A 2-car garage with opener and a paved driveway add everyday convenience, while the low-maintenance block construction and 5-year-old shingle roof offer long-term peace of mind. Updated kitchen and primary bathroom! This guard-gated community provides 24-hour staffed entry and golf-cart access to nearby shopping, dining, and entertainment, with The Villages just minutes away. Golf membership is optional with this home. A wonderful option for buyers relocating, downsizing, or seeking a secure golf community lifestyle. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,504
Sqft
0.28 ac
Lot size
2
Garage
2000
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,550 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,550/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.9%
$/sqft vs Lady Lake actives
$198 vs $198
Days on market
225 vs 53 typical
Where $198/sqft sits among the 196 Lady Lake actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $320K
Lady Lake median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
96 of 196
Lady Lake actives have cut their price
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 39819 GROVE HEIGHTS
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$325,000
5009 HARBOR HEIGHTS · same community
3 bd · 2 ba · 2,018 sqft · $161/sqft · 23 DOM
Sold · Dec ’25$822,315
4061 PINNACLE PLACE
3 bd · 2.5 ba · 2,506 sqft · $328/sqft · 0 DOM
Sold · Dec ’25$500,000
6106 SPINNAKER LOOP
3 bd · 2 ba · 2,497 sqft · $200/sqft · 215 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 39819 GROVE HEIGHTS — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 39819 GROVE HEIGHTS — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
39819 GROVE HEIGHTS FAQs
What would the monthly payment be for 39819 GROVE HEIGHTS?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,550/mo — principal and interest, the actual property-tax bill, the $183/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 39819 GROVE HEIGHTS?+
The association fee works out to $183 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 39819 GROVE HEIGHTS?+
The most recent tax bill on record (2025) was $893. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 39819 GROVE HEIGHTS?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $495,000, this home is listed about 49% above the Lady Lake median of $331,990. The market section on this page shows how the area is trending.
Which schools are assigned to 39819 GROVE HEIGHTS?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$495,000 runs 56% above the LADY LAKE 32159 median — but at 2,504 sqft it's also 47% larger than the typical Lady Lake listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
225 days on market against a Lady Lake median of 53 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $559,900, now $495,000 — a $65K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Ken Dalton. MLS #O6369259.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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