David Ramirez
$689,900$744,9003 bd3 ba1,990 sqft$347 /sqft$5,714 /mo all-in ↓

601 N MIRAMAR AVENUE UNIT 205, INDIALANTIC, FL, 32903

Active218 days on marketListed Jan 7, 2026MLS #O6369233

Reduced $55KWaterfrontCondominiumINDIALANTIC ONE

About this home

601 N MIRAMAR AVENUE UNIT 205

Enjoy breathtaking ocean views and the ultimate beach life in this incredible beachfront condo. Perfectly positioned in the very desirable Indialantic area, this spacious 3-bedroom, 3-bath residence offers the ideal blend of coastal luxury and everyday convenience. Enjoy views of the ocean from the living area and owner's suite from your large balcony creating a serene backdrop for both relaxing and entertaining. The open layout provides abundant natural light, generous room sizes, and a seamless flow for comfortable beachside living. Furnishings are negotiable, making this an easy move-in-ready option or a customizable retreat to suit your style. Located just steps from the sand and within walking distance to restaurants, Publix, shopping, and local favorites, this home offers the ultimate Florida lifestyle with everything right outside your door. Whether you're seeking a primary residence, vacation getaway, or investment opportunity. Amenities include 2 pools, hot tub, clubroom and gym.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,990

Sqft

0.05 ac

Lot size

1

Garage

2006

Year built

One

Levels

$347

Per sqft

WaterfrontWater viewNegotiable

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofOther
ConstructionBlock
FoundationSlab
ViewWater
FacesWest
ParkingAssigned · Covered · Garage Door Opener · Under Building
ExteriorBalcony · Hurricane Shutters · Outdoor Shower · Private Entrance · Storage

Community & fees

HOA fee$905/mo
Taxes (2025)$8,016/yr
PetsCats OK, Dogs OK, Number Limit, Size Limit
CommunityClubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Pool

Utilities & systems

UtilitiesCable Available · Electricity Available · Natural Gas Available · Public · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,714 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,723
PMI (est., until 20% equity)$259
Property tax — 2025 actual bill$668
Condo fee — from the listing$905
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $68,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $68,990
Interest rate6.00%
Loan term

Estimated payment

$5,714/mo

Principal & interest$3,723
PMI (est., until 20% equity)$259
Property taxes (actual bill)$668
HOA / condo fee$905
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Indialantic actives

$347 vs $336

Days on market

218 vs 110 typical

Where $347/sqft sits among the 13 Indialantic actives

6
4 · this home
0
0
0
3
$212–330$330–448$448–566$566–684$684–802$802+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South Reach

Map of 601 N MIRAMAR AVENUE UNIT 205 inside its neighborhood boundary

Drive times from this address

Orlando Int’l Airport (MCO)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Indialantic. See the full Indialantic guide →

South Reach — neighborhood snapshot

Population

16,424

Median age

56

Median income

$84,378

Median home value

$501,969

Avg household

2

Households w/ children

1,259

For the school run

Brevard County School District

ElementaryGemini Elementary School★★★★★
MiddleHerbert C. Hoover Middle School★★★★
HighMelbourne Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Indialantic market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$640K$913K

Indialantic median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

2 of 13

Indialantic actives have cut their price

Median sold price, Indialantic, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% above the INDIALANTIC 32903 median. See the full Indialantic market guide →

Paper trail

This home's history

CurrentPrice reduced to $689,900 $55K
Jan 7, 2026Listed at $744,900 · 218 days on market since
2006Built · INDIALANTIC ONE

Reality check

What actually sold near 601 N MIRAMAR AVENUE UNIT 205

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1710 S MIRAMAR AVENUESold · Jun ’26

$555,000

1710 S MIRAMAR AVENUE

3 bd · 3 ba · 1,915 sqft · $290/sqft · 0 DOM

1795 N HIGHWAY A1A UNIT 402Sold · Dec ’25

$1,450,000

1795 N HIGHWAY A1A UNIT 402

3 bd · 3 ba · 2,101 sqft · $690/sqft · 1 DOM

103 TENTH AVENUESold · Oct ’25

$685,000

103 TENTH AVENUE

3 bd · 3.5 ba · 1,726 sqft · $397/sqft · 513 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 601 N MIRAMAR AVENUE UNIT 205 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 601 N MIRAMAR AVENUE UNIT 205 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

601 N MIRAMAR AVENUE UNIT 205 FAQs

What would the monthly payment be for 601 N MIRAMAR AVENUE UNIT 205?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,714/mo — principal and interest, the actual property-tax bill, the $905/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 601 N MIRAMAR AVENUE UNIT 205?+

The association fee works out to $905 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 601 N MIRAMAR AVENUE UNIT 205?+

The most recent tax bill on record (2025) was $8,016. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 601 N MIRAMAR AVENUE UNIT 205?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Indialantic?+

At $689,900, this home is listed about 3% below the Indialantic median of $709,450. The market section on this page shows how the area is trending.

Which schools are assigned to 601 N MIRAMAR AVENUE UNIT 205?+

Gemini Elementary School (elementary), Herbert C. Hoover Middle School (middle), Melbourne Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$689,900 runs 10% above the INDIALANTIC 32903 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $905/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Gemini Elementary School, Herbert C. Hoover Middle School, Melbourne Senior High School — Gemini Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $744,900, now $689,900 — a $55K cut. The full history is in the market section below.

Listing courtesy of YHSGR-PIONEER · Xenia Geelhoed. MLS #O6369233.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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