1999 SUMMER CLUB DRIVE UNIT 313, OVIEDO, FL, 32765
Active236 days on marketListed Dec 19, 2025MLS #O6368581
About this home
1999 SUMMER CLUB DRIVE UNIT 313
**Just reduced!** Welcome home to this 2-bedroom, 2-bath condo in the Heart of Oviedo. Located in one of Oviedo's most desirable communities, The Villas of Lakeside. The home boasts a split floor plan with a separate dining room and family room separating the bedrooms. Each bedroom offers ample space, natural light, and walk-in closets. The primary bedroom includes a private bathroom and walk-in closet for added comfort. Enjoy your morning coffee or unwind in the evening on your private screened balcony. Additional highlights include your own single-car garage and community amenities such as a community pool, tennis courts, fitness center, playground, and clubhouse. Conveniently located close to shopping, dining, and major highways, this condo combines comfort and convenience.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
975
Sqft
0 ac
Lot size
1
Garage
1998
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,068 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,068/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.5%
$/sqft vs Oviedo actives
$190 vs $251
Days on market
236 vs 33 typical
Where $190/sqft sits among the 195 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$530K → $540K
Oviedo median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
108 of 195
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% below the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 1999 SUMMER CLUB DRIVE UNIT 313
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$260,000
1919 SUMMER CLUB DRIVE UNIT 105 · same community
2 bd · 2 ba · 975 sqft · $267/sqft · 62 DOM
Sold · May ’26$178,000
1910 SUMMER CLUB DRIVE UNIT 104 · same community
2 bd · 2 ba · 975 sqft · $183/sqft · 9 DOM
Sold · Oct ’25$205,000
1910 SUMMER CLUB DRIVE UNIT 108 · same community
2 bd · 2 ba · 975 sqft · $210/sqft · 101 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1999 SUMMER CLUB DRIVE UNIT 313 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1999 SUMMER CLUB DRIVE UNIT 313 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1999 SUMMER CLUB DRIVE UNIT 313 FAQs
What would the monthly payment be for 1999 SUMMER CLUB DRIVE UNIT 313?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,068/mo — principal and interest, the actual property-tax bill, the $559/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1999 SUMMER CLUB DRIVE UNIT 313?+
The association fee works out to $559 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1999 SUMMER CLUB DRIVE UNIT 313?+
The most recent tax bill on record (2024) was $2,141. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1999 SUMMER CLUB DRIVE UNIT 313?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $185,000, this home is listed about 64% below the Oviedo median of $519,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1999 SUMMER CLUB DRIVE UNIT 313?+
Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the OVIEDO 32765 market on paper
$185,000 is 60% below the OVIEDO 32765 median of $459,495, and at $190/sqft it sits under the Oviedo average of $266.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $559/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
236 days on market against a Oviedo median of 33 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SELECTIVE REALTY GROUP LLC · Shanon Luiz. MLS #O6368581.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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